What to do when a First Citizens Bank (Iowa) account holder dies
Report the death to First Citizens Bank (Iowa)'s Contact Center at 1-800-423-1602
What happens to First Citizens Bank (Iowa) accounts after the account holder dies depends on how each account was titled. Beneficiary-designated and trust-owned accounts transfer directly. Accounts in the deceased's name alone go through the estate, and the executor or administrator works with First Citizens Bank (Iowa)'s Contact Center (1-800-423-1602) to claim the funds.
The first step is contacting First Citizens Bank (Iowa) at 1-800-423-1602 with the account holder's full name, account numbers, and the death certificate in hand.
Death claim process
To file a claim after an account holder's death, here is what First Citizens Bank (Iowa) requires:
Filing a claim
What happens to each kind of account1
- IRA
The primary beneficiaries named on an IRA receive it into a beneficiary (inherited) IRA, or the contingent beneficiaries if every primary beneficiary died first. With no beneficiary named, the IRA goes to the owner's estate.1
Accounts handled elsewhere1
- First Citizens Wealth Management
Settling estates where the bank's trust department serves as executor or administrator, and trusts it serves as trustee2, 3, 4
Phone: 1-641-422-1600
Not in First Citizens Bank (Iowa)'s published guidance10
- A procedure for reporting a death
- A department for deceased-customer accounts
- A claim form
- A list of required documents
- Whether the death certificate must be certified
- An online way to report a death
- Which court appointment document it accepts
- A small-estate procedure
- How long a claim takes
- Terms in its agreements for a customer's death
First Citizens Bank (Iowa)'s Contact Center can be reached by phone at 1-800-423-1602 for questions throughout the claims process.
Sources
(2)·
Data sourced from First Citizens Bank (Iowa) primary sources (36 pages reviewed). How we research.
First Citizens Bank (Iowa) death claims support
Contact Center
Phone
Mailing address
Website
Estate planning articles
Learn how to protect your First Citizens Bank (Iowa) accounts and other assets with trusts, beneficiary designations, and estate planning documents.
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