How to designate beneficiaries at First Citizens Bank (Iowa)
Beneficiaries are managed in branch
Preparing your First Citizens Bank (Iowa) accounts for estate transfer involves two primary strategies: designating beneficiaries on individual accounts and, where supported, retitling accounts into a revocable living trust. Both approaches bypass probate, but they work differently depending on the account type.
The transfer rules at First Citizens Bank (Iowa) vary across 17 accounts. Below is a breakdown of beneficiary options, trust funding, and which products support each method.
No beneficiary form at First Citizens Bank (Iowa)
Beneficiaries are named in branch.
Beneficiary designation is not available for deposit accounts at First Citizens Bank (Iowa).
Required Documents
- Each beneficiary's full name, address and birth date (to name a beneficiary on an IRA or HSA)
- Each beneficiary's Social Security number (to name a beneficiary on an IRA or HSA)
- Each beneficiary's relationship to the owner (to name a beneficiary on an IRA or HSA)
What First Citizens Bank (Iowa) says about beneficiaries and trusts
Each section is First Citizens Bank (Iowa)'s own statement, with the document it comes from numbered under Sources.
How many beneficiaries, and how shares are split
- IRA
An IRA can name one or more primary beneficiaries and one or more contingent beneficiaries.1
What First Citizens Bank (Iowa)'s agreement says about beneficiaries2
Accounts handled elsewhere1
- First Citizens Wealth Management
Revocable and irrevocable trusts, serving as trustee or successor trustee, and helping fund a trust4
Phone: 1-641-422-1600
Not in First Citizens Bank (Iowa)'s published guidance10
- A beneficiary designation form
- An online way to name a beneficiary
- Who may be named as beneficiary
- What a designation takes to be effective
- Terms in its agreements for a beneficiary designation, for deposit accounts
- A pay-on-death beneficiary on a deposit account, for deposit accounts
- Which trust documents it accepts
- A trust account form
- Terms in its agreements for a trust account
- How long a change takes
Sources
(2)·
Data sourced from First Citizens Bank (Iowa) primary sources (36 pages reviewed). How we research.
Download these First Citizens Bank (Iowa) instructions
A printable PDF with the steps, required documents, and contact details, verified against First Citizens Bank (Iowa) primary sources. Bring it to the branch or keep it beside the phone.
First Citizens Bank (Iowa) estate support
First Citizens Wealth Management
Phone
Hours
Office
Mailing address
Website
Estate planning articles
Learn how to protect your First Citizens Bank (Iowa) accounts and other assets with trusts, beneficiary designations, and estate planning documents.
Is this your situation?
Get a complete guide for your specific circumstances.
New Baby or Adoption
Your family is growing. Your protection should too. Guardian nominations, trusts for minors, beneficiary updates, and the documents new parents need in place.
Learn more
Marriage
What married couples need in place: one joint trust or two, wills, beneficiary updates, and the spousal rights your state grants you automatically.
Learn more
New Home
How to put your house in a revocable trust: the deed you record, what it does to your mortgage and property taxes, and when a TOD deed is simpler.
Learn more
Retirement
Retirement changes your financial picture. Healthcare directives, beneficiary reviews, long-term care planning, and protecting what you've built.
Learn moreForms for Planning Your Estate
Free forms for planning your estate: will, living trust, pour-over will, powers of attorney and TOD deed. Prepare each form for your state and download the PDF.
Revocable Living Trust
Create a revocable living trust to avoid probate, protect privacy, and control asset distribution.
Last Will and Testament
Name your heirs, guardians, and final wishes. Free for every state.
Codicil to a Will
Add, revoke or replace provisions of your will and republish the rest, signed as your state requires for a will.
Tools for Planning Your Estate
Free tools for planning your estate: will and trust costs, trust or TOD deed, and the signing rules. Run each tool for your state and read its answer.
How Much Does a Revocable Living Trust Cost?
Compare revocable living trust costs across providers including online services and attorneys.
How Does SimplyTrust Compare to LegalZoom, Trust & Will, and Other Services?
Compare what it costs to make a trust official across SimplyTrust, LegalZoom, Trust & Will, Rocket Lawyer, and Quicken WillMaker.
Do I Need a Revocable Trust?
Find out if a revocable trust makes sense based on your state, estate value, and family situation.
Trust or Will: Which Costs Less?
Compare the cost of probate vs a trust for your state and estate value.
How Much Is the Federal Gift Tax?
Whether a gift owes federal gift tax, how much of the annual exclusion and lifetime exemption it uses, and whether Form 709 is due.
What Does Estate Planning Actually Cost?
Compare costs across estate planning providers including online services and attorneys.
