What to do when a American General account holder dies

When a trust is named as beneficiary, the trustee(s) must complete the Claimant's Statement and provide the trust's Tax Identification Number. A copy of the trust is not required. If multiple trustees exist, each must sign the Claimant's Statement unless the trust document authorizes one trustee to act alone. In that case, provide the relevant trust pages demonstrating single-trustee authority. Report the death claim online at corebridgefinancial.com/support/report-death-claim or call 1-844-452-3832 for life insurance or 1-800-445-7862 for annuities.

Documentation requirements are tiered by benefit amount. For claims of $15,000 or less, an obituary, funeral program, funeral bill, Proof of Death form, or death certificate is accepted, and an expedited process contacts the beneficiary within 24 hours. For $15,001-$50,000, a Proof of Death form or death certificate is required. For $50,001-$100,000, a death certificate is required. For claims over $100,000, a certified death certificate is required. Report the death online at corebridgefinancial.com/support/report-death-claim or call 1-844-452-3832. All necessary forms are provided in the claims packet after initial notification.

American General Guaranteed Issue Whole Life Insurance is a permanent life insurance policy with no medical exam or health questions required. It is available for ages 50-80 with 100% guaranteed acceptance and coverage up to $25,000 (aggregate across all AGL GIWL policies). The policy has a graded death benefit during the first two years: for non-accidental death, 110%-120% of premiums paid is returned; for accidental death, the full face amount is paid. After two years, the full death benefit applies. Terminal and chronic illness riders are available. The policy can be assigned to an ILIT.