What happens to Target Circle rewards when someone dies
Target publishes no process specific to a deceased person's account; the request starts by phone at 1-800-440-0680.
Under Target's terms, Target Circle rewards are forfeited when the account holder dies.
Target publishes no process specific to a deceased person's account; the request starts by phone at 1-800-440-0680. Target Guest Relations answers at 1-800-440-0680.
What to do
What Target Corporation's terms say at death
- The terms
“Your membership and any Target Circle benefits, including Target Circle Rewards and Community Giving Program votes, are non-transferable and are subject to future Target Circle Terms. Neither Target Circle Rewards nor Community Giving Program votes can be combined or transferred between Target or Target Circle accounts.”1
What Target Corporation says happens6
- Transfer at death
Target Circle membership and benefits, and a Target Circle 360 membership and its benefits, are non-transferable.1, 2
- Balances, payouts and refunds
Target Circle Rewards have no cash value and cannot be redeemed for cash.1
- Closing the account
When a Target Circle account or Target account is deleted, suspended or closed, its accumulated Rewards are deleted and are not reinstated.1
- Inactive accounts and expiry
Rewards expire after a year with no earning or redemption, and Target may delete an account that has not participated for more than one year; expired Rewards are not reinstated.1
- Subscriptions and billing
If the Target.com account is canceled, the Target Circle 360 fee does not renew and the membership expires at the end of the current period; the fee is non-refundable.2
- Other ways to reach the provider
The Target Circle contact page offers online chat and a phone line.3
Other companies and product lines involved1
- Target Card Services
Cancelling a Target Circle Card (debit, credit or Mastercard)1, 4
Phone: 1-800-659-2396
Not in Target Circle's published guidance5
- A process for a deceased account holder
- How long a request takes
- A mailing address for a written request
- A complete list of the documents to send
- A dedicated estate line, portal, email or fax
A written request to Target can ask it to transfer the rewards to a named family member and preserve the account while the estate is opened.
Nothing in the account survives the holder, and Target allows no lifetime transfer of it either.
Digital Assets Recovery Letter for Target Circle drafts that request from the estate's details.
Sources
Data sourced from Target Corporation primary sources (6 pages reviewed). How we research.
Target Circle estate claims
Target Guest Relations
Phone
Website
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