Can you pass on your Target Circle rewards when you die?
Target's terms forfeit Target Circle rewards at death.
Protecting Target Circle rewards while the account is active
No beneficiary designation, rewards can only be redeemed, not transferred, and 4-step plan.
How to protect your Target Circle rewards while you are alive →Someone died. Handling Target Circle rewards after a death
Rewards are forfeited under the official terms, 4-step process, and 0 required documents.
What happens to Target Circle rewards when someone dies →Target Circle is Target's free loyalty program: members earn Target Circle Rewards on purchases and get personalized deals. The Target Circle Card (the 5% card family formerly RedCard) and the paid Target Circle 360 delivery membership sit on the same personal Target account.
Under Target's terms, Target Circle rewards are forfeited when the account holder dies. Target allows no lifetime transfer of rewards; the account holder can only redeem them.
What happens to Target Circle at death
- Forfeited at death
Target Circle membership and its benefits, including Rewards, are non-transferable, and closing the account deletes accumulated Rewards without reinstatement, so nothing passes to an heir or the estate.1
Naming who acts after a death
- Designation
Target Circle has no way to name a beneficiary or successor: one membership is permitted per guest, and the membership and its benefits are non-transferable.1
Other companies and product lines involved1
- Target Card Services
Cancelling a Target Circle Card (debit, credit or Mastercard)1, 2
Phone: 1-800-659-2396
Target publishes no process specific to a deceased person's account; the request starts by phone at 1-800-440-0680. There is no way to name a beneficiary or successor on a Target Circle account.
Sources
Data sourced from Target Corporation primary sources (6 pages reviewed). How we research.
Target Circle customer support
Target Circle support
Phone
Website
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