What happens to Riot Games account when the owner dies

Unlocked Virtual Content such as skins, champions, and agents is licensed, not owned. Section 4.4 of Riot's Terms grants only "a personal, non-exclusive, non-transferable, non-sublicenseable, revocable, limited right and license" to that content, and Section 4.3 states you have "no ownership or other property interest in any of the Virtual Content you unlock." Because it is non-transferable and tied to the single account, purchased content is effectively forfeited at death and cannot be moved to an heir.

Only within Riot's published refund window, and even then to the original payment method rather than to the estate. Riot's Global Refund Policy refunds unused Game Currency bought with real money if requested within 14 days of purchase, and League of Legends and Teamfight Tactics accounts carry three refund tokens usable on purchases from the last 90 days. Outside those windows, Section 4.3 of the Terms controls: Virtual Content "has no monetary value" and cannot be redeemed "for any type of 'real world' money," so an older balance has no cash route out. Purchases made through the App Store, Google Play, Galaxy Store, PlayStation, or Xbox are refunded by those marketplaces instead.

No. Riot does not offer beneficiary designation, a legacy contact, or account memorialization, and a full-text reading of the current Terms of Service found no death, estate, inheritance, or memorialization provision at all. Riot also publishes an article titled "We Can Only Help with YOUR Account," stating that "for security and privacy reasons, we are only able to help the original owner of the account." Anything a survivor asks for is a discretionary request.

Riot publishes a ticket route that does not require signing in. Submit a ticket to Riot Support with the request type "Account Management, Data Requests, or Deletion" and the subject "Account Deletion," and include the information Riot lists: the username used to sign into the Riot Client, the Riot ID, the server the account plays on, the account creation date, the city and country it was registered from, and the email address used to register it. Riot states that if you cannot supply all of it, "we may need to ask you some questions to verify ownership." A queued deletion has a 30-day grace period, after which Riot states the account is not recoverable.

Riot documents a "Formal Personal Data Request," submitted by ticket under the request type "Account Management, Data Requests, or Deletion," whose published output includes "All store transactions (skins, etc.)" and "All monetary purchases" for each game, plus content inventory and currency for some titles. Riot describes the process as confirming "the original creator of the account," so a request made by an executor is outside the documented channel and is discretionary. Riot states the request takes 30 days to process and the download link expires 30 days after it is issued, and its own guidance is to make any data request before requesting deletion.

Usually not. Riot's Inactive Account Deletion FAQ queues an account for automatic deletion only when all four of these are true: no login for over three years, no real money ever spent on the account, under 20 combined hours played across all games, and no limited edition content owned. An account that was ever paid into therefore falls outside the automatic purge. Riot separately reserves the right under Section 2.2 of the Terms to act on "a prolonged period of inactivity" after giving notice to the registered email, and says in its deactivation FAQ that "it's fine to just leave your account active even if you do not plan on using it."