Planning ahead for your Bungie game content
Bungie, Inc. game content cannot be transferred and have no beneficiary option — here is what you can do while the account is active
Bungie Help (Support)
Bungie Privacy Requests (no dedicated deceased-account form or estates team)
Privacy Requests, Bungie, Inc., 550 106th Avenue NE, Suite 108, Bellevue, WA 98004-5088
Bungie, Inc.'s terms state that game content are forfeited when the account holder dies. Lifetime planning is the only path to extracting value from the account before that happens.
How to protect your Bungie game content
7 lifetime planning steps for your Bungie game content:
Family sharing
Bungie does not offer a family-sharing or account-pooling program for Destiny 2 content. Cross Save lets one person link their own PlayStation, Xbox, Steam, and Epic accounts to play one set of characters across platforms; it is not a way to share an account or move licenses to another person, and Bungie states that "Cross Save does not permanently move characters to another platform, or merge characters from multiple accounts together." DLC licenses do not transfer between platforms with Cross Save and must be bought separately on each platform, and Silver balances are not shared across Destiny releases. Bungie acknowledges that some platforms allow a player who owns Destiny content licenses to share game content with other accounts on the same system, but that is a platform feature governed by the platform, players using it may not be able to access all DLC, add-ons, or promotional items, and Bungie states it "can only support Destiny content for accounts that own the content" and does not support any issues with loss of access to items on accounts using game sharing.
Should you save your passwords for your family?
Some people store account passwords so a family member can sign in later. The practice has three practical limits:
- Two-factor authentication often blocks it. Most accounts require a second factor — a code sent to a phone, an authenticator app, a passkey, or a physical key. A saved password alone frequently does not grant access, and the recovery codes that would are easy to lose or let go stale.
- It usually conflicts with the platform's terms. Most operators prohibit account sharing and signing in as another person, including after a death. Stored credentials are not the operator's recognized access path, and using them can violate the terms of service.
- Operators provide other paths. Where an operator offers a designation tool — Apple's Legacy Contact, Google's Inactive Account Manager, a beneficiary designation — that mechanism grants access the operator recognizes. A password manager's own emergency-access or legacy feature passes credentials through a controlled process. Digital assets named in a will or trust give a fiduciary authority under each state's Revised Uniform Fiduciary Access to Digital Assets Act (RUFADAA).
Frequently asked questions
Record which platform you bought Destiny 2 and each expansion on, since those licenses are platform-bound, and note which platform store accounts your executor will need to plan separately — that is where the purchased content lives. Note that you hold a Bungie.net account and which email it uses so your executor can identify it and follow up. Spend down any Silver rather than leaving a balance, because Bungie neither refunds nor transfers it. Do not treat the Bungie.net account, in-game progress, or unspent Silver as transferable estate assets, and do not leave your password for your executor to use — the sanctioned route is a written request to Bungie, not a sign-in as you. A digital-assets consent clause in your will or trust lets your executor ask as an authorized representative.
An inventory listing the Bungie account lets a fiduciary identify it and act on it through the operator's official channels.
Bungie does not offer beneficiary designations, so there is no program-level mechanism for directing game content to a specific person at death.
Sources
Data sourced from Bungie, Inc. primary sources (12 pages reviewed). How we research.
Bungie Help (Support)
Bungie Privacy Requests (no dedicated deceased-account form or estates team)
Privacy Requests, Bungie, Inc., 550 106th Avenue NE, Suite 108, Bellevue, WA 98004-5088
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