How to protect your Bungie game content while you are alive
There is no way to name a beneficiary or successor on a Bungie account. Bungie allows no lifetime transfer of game content; the account holder can only redeem them.
Because Bungie's terms forfeit Bungie game content at death, anything preserved is moved or used while the account holder is alive. There is no way to name a beneficiary or successor on a Bungie account. Bungie allows no lifetime transfer of game content; the account holder can only redeem them.
How to protect your Bungie game content
- •PlayStation: see the PlayStation estate guide
- •Xbox: see the Xbox estate guide
- •Steam: see the Steam estate guide
- •Epic Games: see the Epic Games estate guide
Naming who acts after a death
- Designation
There is no way to name a beneficiary for a Bungie.net account, and no Bungie beneficiary process through which an heir inherits the account or its in-game progress.1
What Bungie, Inc.'s terms say about sharing and transfers3
- Pooling with family
Bungie does not offer a family-sharing or account-pooling program for Destiny 2 content.1
- Transferring the account or registration
Cross Save lets one person link their own PlayStation, Xbox, Steam and Epic accounts to play one set of characters; it does not permanently move characters to another platform or merge characters from multiple accounts, and it is not a way to share an account.2
Bungie is not able to remove connected platform accounts from a profile under any circumstances, or unauthorized Cross Save links. Turning Cross Save off needs every linked platform account and starts a 90-day lockout with no exceptions, and is barred until 90 days after Silver was purchased or added.2
- Family plans and household sharing
Some platforms let a player who owns Destiny content licenses share game content with other accounts on the same system; that is a platform feature governed by the platform, and accounts using it may not reach all DLC, add-ons or promotional items.3
Bungie states it "can only support Destiny content for accounts that own the content," and does not support issues with loss of access to items on accounts using game sharing.3
Sources3
Should you save your passwords for your family?
Some people store account passwords so a family member can sign in later. The practice has three practical limits:
- Two-factor authentication often blocks it. Most accounts require a second factor — a code sent to a phone, an authenticator app, a passkey, or a physical key. A saved password alone frequently does not grant access, and the recovery codes that would are easy to lose or let go stale.
- It usually conflicts with the platform's terms. Most operators prohibit account sharing and signing in as another person, including after a death. Stored credentials are not the operator's recognized access path, and using them can violate the terms of service.
- Operators provide other paths. Where an operator offers a designation tool — Apple's Legacy Contact, Google's Inactive Account Manager, a beneficiary designation — that mechanism grants access the operator recognizes. A password manager's own emergency-access or legacy feature passes credentials through a controlled process. Digital assets named in a will or trust give a fiduciary authority under each state's Revised Uniform Fiduciary Access to Digital Assets Act (RUFADAA).
Sources
Data sourced from Bungie, Inc. primary sources (8 pages reviewed). How we research.
Bungie customer support
Bungie Help (Support)
Website
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