How Do I Open an Estate Account at First Western Trust?

First Western Trust publishes no estate-account opening procedure. What its guidance does cover, and its estate services contacts.

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Estate accounts at First Western Trust

Estate accounts

Not addressed in First Western Trust's published guidance

What to know at First Western Trust

First Western Trust publishes nothing about opening a deposit account titled to an estate. Site-wide checks of myfw.com on 2026-07-16 -- the banking overview, the private banking page, the trust-and-estates page, the disclosures index, the Consumer Schedule of Fees, and the after-a-death article, plus domain-pinned searches for estate account, executor, personal representative, Letters Testamentary, deceased, fiduciary account, and deposit account agreement -- surfaced no estate-account product, no fiduciary ownership type, no document checklist, and no channel statement. The bank publishes no deposit account agreement on its website (the disclosures page lists only privacy, e-sign, digital-platform, and fee documents), so no fiduciary or estate ownership clause could be quoted. There is no online account-opening flow at all: the banking and private banking pages route prospective clients to a conversation with a relationship manager ("Let's have a conversation"), and the contact page uses a form plus local office listings. The Trust and Estate Solutions arm (corporate trustee, successor trustee, personal representative services) is a managed corporate-fiduciary offering, not a self-directed estate checking account for an outside executor. Whether First Western Trust opens estate-titled deposit accounts for court-appointed executors, and through which channels, is therefore unverified from primary sources; an executor would need to ask the Denver headquarters at (303) 531-8100 or a local office directly.

Estate services: (303) 531-8100View First Western Trust's guidance

This guide summarizes each bank's published estate-account requirements and is not legal or banking advice. Requirements may vary by state and account type.

Frequently Asked Questions

First Western Trust publishes no estate-account opening procedure, and its guidance does not state whether estate accounts are offered. Its estate services team can confirm directly.

An estate account is a bank account titled to the estate itself — not to the person who died and not to the executor personally. The court-appointed executor or administrator opens it to deposit money owed to the estate (final paychecks, refunds, proceeds from closed accounts), pay the estate's debts and expenses, and distribute what remains. Checks made out to "the Estate of" can only be deposited into an account titled this way.

The estate is its own taxpayer, separate from the person who died. Banks open estate accounts under the estate's Employer Identification Number (EIN) from the IRS, not the deceased's Social Security Number. The free EIN application prepares IRS Form SS-4 for the estate.