How to name beneficiaries and fund a trust at First Western Trust
Covers 5 deposit, 2 investment, 2 retirement, and 2 lending accounts — beneficiaries must be updated in-branch
First Western Trust Bank Client Services
Phone(303) 531-8100
Mailing Address
First Western Trust Bank, 1900 16th St. Mall, Suite 1200, Denver, CO 80202
Lost/Stolen Debit Card
Debit Card Fraud Alerts
WebsiteLearn more→
Trust and Estate Services
Phone(303) 531-8100
Mailing Address
First Western Trust Bank, 1900 16th St. Mall, Suite 1200, Denver, CO 80202
WebsiteLearn more→
Trust and Estate Services
Phone(303) 531-8100
Mailing Address
First Western Trust Bank, 1900 16th St. Mall, Suite 1200, Denver, CO 80202
Verified Apr 2026
The key to protecting your First Western Trust accounts is making sure each one has a transfer mechanism in place—either a beneficiary designation or trust ownership. Without one, the account goes through probate, adding time, cost, and court involvement for your family.
First Western Trust has 11 product types, and the estate transfer rules differ across them. Some support Payable on Death (POD) designations, some can be retitled into a trust, and others will require probate if nothing is set up. Each is covered below.
Private Banking Checking AccountPrivate Banking Savings AccountCertificate of Deposit (CD)Insured Cash Sweep (ICS)Money Market Account
1
Visit any First Western Trust office with valid government-issued photo ID
2
Meet with your relationship manager to update beneficiary designations
3
Provide beneficiary details:
- Each beneficiary's full legal name, date of birth, and SSN/TIN
- Designation as primary or contingent beneficiary
- Percentage allocations for multiple beneficiaries
4
Sign updated account documentation
5
Request a copy of the updated designation for your records
Required Documents
- Trust name, date established, and tax ID (EIN or SSN)
Special Requirements
- Relationship manager typically coordinates beneficiary updates as part of ongoing wealth planning
- IRA beneficiary designations require separate paperwork from deposit account POD designations
- Spousal consent may be required for certain retirement account beneficiary changes
- Trust beneficiary designations may require a copy of the trust agreement or Certificate of Trust
First Western Trust Bank Client Services
Phone(303) 531-8100
Mailing Address
First Western Trust Bank, 1900 16th St. Mall, Suite 1200, Denver, CO 80202
Lost/Stolen Debit Card
Debit Card Fraud Alerts
WebsiteLearn more→
Trust and Estate Services
Phone(303) 531-8100
Mailing Address
First Western Trust Bank, 1900 16th St. Mall, Suite 1200, Denver, CO 80202
WebsiteLearn more→
Trust and Estate Services
Phone(303) 531-8100
Mailing Address
First Western Trust Bank, 1900 16th St. Mall, Suite 1200, Denver, CO 80202
Verified Apr 2026
Estate planning articles
Learn how to protect your First Western Trust accounts and other assets with trusts, beneficiary designations, and estate planning documents.
