© 2026 SimplyTrust Software Inc.
Prepare the letter of instruction American National requests during estate or death-claim processing — addressed to its verified claims department with the required enclosures. PDF.
Step 1 of 4
The deceased insured this claim is filed on, and the policies you are claiming under.
List every life insurance policy number you are filing a claim on.
Any other names, spellings, or aliases the insured used — this helps locate additional coverage.
FREE & PRIVATE: This form is free—no account or credit card required. Your document contents and generated PDF never leave your browser—SimplyTrust does not transmit or store them. Contact details you provide (name, email, phone, state) are transmitted only to send the updates you agree to receive at download. You are responsible for saving your completed document.
SELF-HELP SERVICE: SimplyTrust provides a self-help document preparation service. We are not a law firm and cannot provide legal advice, select forms for you, or tell you how to complete forms. Our role is limited to providing a platform where you input your own information into document templates.
NOT LEGAL ADVICE:This document was created entirely based on your selections. SimplyTrust does not review, analyze, or verify your entries, nor do we verify your identity, capacity, or authority to act. You are solely responsible for determining whether this document meets your needs and for completing all required execution formalities (signatures, witnesses, notarization, or recording) in accordance with your state's laws. For any legal questions, consult a licensed attorney in your state.
Send it to American National's estate/claims department: American National Insurance Company, P.O. Box 10466, Springfield, MO 65808-0466. You can reach the department at 1-800-615-7372.
American National lists these among its required documents: Completed Life Claim Form (life insurance) or Annuity Claim Form (annuities); Certified death certificate (original or certified copy); Government-issued identification for the beneficiary; Policy or contract number and deceased's name, date of birth, date of death, and Social Security number. The prepared letter includes an enclosure checklist drawn from American National's recorded requirements.
Claims are typically processed within 2-4 weeks of receipt of all required documentation. Timeline may vary depending on completeness of submitted paperwork and whether additional review is required.
American National provides its own letter-of-instruction form. We complete that official form with your information; you print, sign, and send it.
It depends on the capacity you are acting in. An executor or administrator encloses Letters Testamentary (when there is a will) or Letters of Administration (when there is not); a successor trustee encloses a certificate of trust; a successor under a small estate encloses that state’s small estate affidavit. The prepared letter lists the proof-of-authority document for your role alongside the institution’s required documents.
A letter of instruction is the written request an institution asks for when settling a deceased customer’s account. It identifies the decedent and the account, states the capacity you are acting in, and tells the institution what to do with the account.
