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What to do when a Zip account holder dies

Report the death to Zip Support at 1-888-274-3159

When an account holder at Zip dies, the executor contacts Zip Support (1-888-274-3159) to report the death and request the balance as of the date of death. The balance is a claim against the estate: it is paid from estate assets, in the order the state sets, before anything reaches the heirs.

Before contacting Zip, have the account holder's full name, date of birth, and any available account numbers ready.

Death claim process

Here is the step-by-step death claim process at Zip:

Filing a claim

1
Zip Support is reached by live chat from the Account tab of the Zip app, by phone at (888) 274-3159 (7 days a week, 9am - 9pm EST), or through the Zip Support request form, which can be submitted anytime.
2
Open orders and the installments still outstanding are listed under Payments (formerly Orders) in the Zip app and under Orders in the Zip Customer Portal.
3
Installments can be paid early, including everything owed on the account, from the Payments tab of the Zip app or with Pay Now in the Zip Customer Portal.
4
Zip's contact page lists its mailing address as Zip Inc, 228 Park Ave S, PMB 59872, New York, New York 10003-1502.

Required Documents

  • The mobile number or email address on the Zip accountThe Zip Customer Portal identifies an account by either.

What happens to each kind of account1

Loan

Zip will not close an account until any payment owed on it has been made, and may limit further transactions on it in the meantime. Obligations related to the account remain after the account is closed.1

Installments past due for an extended period of time are sent to collections automatically.2

Accounts handled elsewhere1

WebBank

Originates loans through the Zip app and Zip Checkout; Zip Co US Inc services them1

What Zip's agreement and guidance say1

Payments after the death

Installments are debited automatically on their scheduled due dates from the payment method allocated to each payment plan.3

Not in Zip's published guidance3

  • A procedure for reporting a death
  • A claim form
  • How long a claim takes

Sources3

Download instructions for the whole estate

Zip Support can be reached by phone at 1-888-274-3159 and email at us-support@care.zip.co for questions throughout the claims process.

SimplyTrustSimplyTrust Editorial·

Sources

Data sourced from Zip primary sources (14 pages reviewed). How we research.

Zip death claims support

Zip Support

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