What to do when an Union Bank & Trust (Nebraska) account holder dies
Report the death to Union Bank & Trust (Nebraska)'s Customer Support Team at 1-800-297-2837
After an account holder at Union Bank & Trust (Nebraska) dies, accounts with beneficiary designations or trust ownership transfer to the designated recipients without probate. Solely-owned accounts require the estate's representative to contact Union Bank & Trust (Nebraska)'s Customer Support Team at 1-402-323-1777 with the proper legal authority documents.
Death claim process
The death claim process at Union Bank & Trust (Nebraska) works as follows:
Filing a claim
What happens to each kind of account2
- Fiduciary account
Fiduciary accounts are excluded from Overdraft Privilege, the discretionary service under which the bank considers paying overdrafts on consumer checking accounts.1
- Health savings account
An Omnify health savings account passes to the primary beneficiaries the owner named, in their shares, and to the contingent beneficiaries only if no primary beneficiary survives.2
A beneficiary who died before the owner takes nothing, and that share is spread among the remaining beneficiaries in proportion.2
Accounts handled elsewhere2
- Union Bank Trust Services
Estates and trusts where Union Bank & Trust is named executor or trustee3, 4
Phone: 1-402-323-1324
- Omnify Employee Benefit Solutions
Omnify health savings accounts held at Union Bank & Trust2, 5
Phone: 1-844-472-6567
Hours: Monday-Friday 8:00 AM-5:00 PM CT
Mailing address: P.O. Box 82518, Lincoln, NE 68501-2518
What Union Bank & Trust (Nebraska)'s agreement and guidance say2
- Powers of attorney
A signer on a Union Bank & Trust account, and an agent acting under a power of attorney, lose their authority over the account when the owner dies. Neither owns the funds.6
- Dormant and unclaimed accounts
A checking or savings account becomes inactive after 12 months with no deposit or withdrawal.7
Not in Union Bank & Trust (Nebraska)'s published guidance9
- A department for deceased-customer accounts
- A claim form
- A list of required documents
- Whether the death certificate must be certified
- Which court appointment document it accepts
- An online way to report a death
- How long a claim takes
- A small-estate procedure
- Terms in its agreements for a customer's death
Union Bank & Trust (Nebraska)'s Customer Support Team can be reached by phone at 1-800-297-2837 for questions throughout the claims process.
Sources
(4)·
Data sourced from Union Bank & Trust (Nebraska) primary sources (35 pages reviewed). How we research.
Union Bank & Trust (Nebraska) death claims support
Customer Support Team
Phone
Toll-free
Mailing address
Website
Estate planning articles
Learn how to protect your Union Bank & Trust (Nebraska) accounts and other assets with trusts, beneficiary designations, and estate planning documents.
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Affidavit of Death
Put a joint owner's or a transfer on death deed owner's death on the land records with the affidavit your state's statute names, laid out for recording.
IRS Form 56
Notify the IRS that you are the fiduciary of an estate, a trust or a person, or end a notice filed before, on the official form.
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Notice to Creditors
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