What to do when a Shore United Bank account holder dies
Report the death to Shore United Bank's Local branch or customer service at 1-877-758-1600
After an account holder at Shore United Bank dies, accounts with beneficiary designations or trust ownership transfer to the designated recipients without probate. Solely-owned accounts require the estate's representative to contact Shore United Bank's Local branch or customer service at 1-877-758-1600 with the proper legal authority documents.
The claim process begins with a phone call to 1-877-758-1600. Have the account holder's full name, account numbers, and the death certificate available when making initial contact.
Death claim process
To file a claim after an account holder's death, here is what Shore United Bank requires:
Filing a claim
What happens to each kind of account2
- Certificate of deposit
A withdrawal from a certificate during its term costs 90 days of interest. The 7- and 15-month certificates allow one withdrawal without penalty after the first seven days.1
- Loan
Once a car loan is paid off, the bank mails the lien release and the paid-off note to the primary borrower 7 to 10 days after it receives the final payment.2
Accounts handled elsewhere2
- Wye Trust
Trust administration, corporate trustee services, wealth management and custody, as a division of the bank3
Phone: 1-410-763-8543
Fax: 1-410-763-8557
- Dovenmuehle Mortgage, Inc. (DMI)
Payments on the loans DMI services for the bank4
Phone: 1-877-538-8807
What Shore United Bank's agreement and guidance say2
- Who can get account information
The bank does not say how to obtain an account number, and a caller is asked security questions before receiving any account information.2
- Dormant and unclaimed accounts
A dormant account fee may be charged on an account with no deposit or withdrawal for one year. The fee itself is on the bank's separate fee schedule.5
Not in Shore United Bank's published guidance10
- A procedure for reporting a death
- A department for deceased-customer accounts
- A claim form
- A list of required documents
- Whether the death certificate must be certified
- Which court appointment document it accepts
- An online way to report a death
- How long a claim takes
- A small-estate procedure
- Terms in its agreements for a customer's death
Sources5
- 1.Certificates of Deposit (CDs)
- 2.FAQs
- 3.Contact Wye Trust
- 4.Loan Payments
- 5.Truth in Savings: Premium Money Market, accurate as of 09/18/2026
Shore United Bank's Local branch or customer service can be reached by phone at 1-877-758-1600 for questions throughout the claims process.
Sources
(2)·
Data sourced from Shore United Bank primary sources (40 pages reviewed). How we research.
Shore United Bank death claims support
Local branch or customer service
Phone
Website
Estate planning articles
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Forms for Settling an Estate
Free forms for settling an estate: probate petition, small estate affidavit, creditor notice and closing forms. Prepare each form for your state.
Affidavit of Death
Put a joint owner's or a transfer on death deed owner's death on the land records with the affidavit your state's statute names, laid out for recording.
IRS Form 56
Notify the IRS that you are the fiduciary of an estate, a trust or a person, or end a notice filed before, on the official form.
Digital Assets Recovery Letter
Prepare a letter requesting a deceased person's online accounts, points, and balances from the program that holds them.
Petition for Probate and Letters
Open probate and ask the court to appoint you and issue Letters Testamentary or Letters of Administration.
Notice to Creditors
Notify estate creditors and start the claim period — the published notice plus mailed copies for known creditors.
Renunciation of Executor
Decline an appointment as executor named in a will — the writing filed with the court before anyone is appointed.
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Free tools for settling an estate: whether probate is needed, executor and trustee pay, creditor deadlines and taxes. Run each tool for your state.
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