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What to do when a Movement Mortgage account holder dies

Report the death to Movement Mortgage Loan Servicing at 1-855-979-1084

Notifying Movement Mortgage of a death is not a claim for money — it is the step that stops the account, fixes the balance owed as of the date of death, and puts Movement Mortgage on notice as a creditor of the estate. Movement Mortgage Loan Servicing (1-855-979-1084) handles it.

To start a claim, contact Movement Mortgage by phone at 1-855-979-1084 or email documentation to servicing@movement.com. You will need the account holder's full name, account numbers, and the death certificate.

Death claim process

Follow these steps to file a death claim with Movement Mortgage:

Filing a claim

1
Confirm who services the loan before sending anything. ServiceMac, LLC services many Movement loans, some sit with Carrington, and some are sold with servicing transferred elsewhere; the latest statement or a servicing-transfer notice names the servicer.
2
Report the death to Movement loan servicing at 855-979-1084 (Monday-Friday 8:30 a.m.-6:00 p.m. ET) or servicing@movement.com, giving the deceased borrower's name, the property address and the loan number.
3
Put the successor-in-interest request in writing to Movement's mortgage resolution unit, P.O. Box 100078, Duluth, GA 30096-9377, the box Movement and ServiceMac both designate for notices of error and requests for information. Include:
  • The full name of the deceased borrower and the property address
  • The Movement / ServiceMac loan number
  • Your name, your relationship to the borrower, the capacity you are acting in, and a mailing address and phone number
  • A statement that you may be a successor in interest, or that you are the executor or administrator of the estate
4
Send the documents that establish the death, your ownership interest and your authority with the written request.
5
Send completed servicing forms and general correspondence to P.O. Box 100077, Duluth, GA 30096-9377, the return address on Movement's own servicing forms. The two Duluth boxes differ by one digit and serve different queues.
6
Request the payoff amount through the Request Payoff function in the portal or by phone.
7
Mail payments to Movement Mortgage, LLC, P.O. Box 105178, Atlanta, GA 30348-5178, with the 10-digit loan number written on the check.
8
If the estate changes the property insurance, send the new declarations page to Movement Mortgage, ISAOA/ATIMA, P.O. Box 29411, Phoenix, AZ 85038-9411, or by fax to 833-856-3571.

Required Documents

  • Certified copy of the death certificate of the deceased borrower
  • Proof of ownership interest in the propertyA recorded deed, the will, or a court order.
  • Letters Testamentary or Letters of Administration, and a government-issued photo ID, for an estate representativeLetters issued by the probate court.
  • Loan number and property addressThe 10-digit Movement / ServiceMac loan number; Movement loan numbers begin with 301.
  • Written successor-in-interest or estate notification letter

Federal law on calling a home loan after a death

These exemptions apply to a loan secured by residential real property containing less than five dwelling units.12 U.S.C. § 1701j-3(d); 12 CFR 191.5(b), 141.14Verified Oct 3, 2026View source

  • A lender may not exercise a due-on-sale clause upon a transfer by devise, descent, or operation of law on the death of a joint tenant or tenant by the entirety.12 U.S.C. § 1701j-3(d)(3); 12 CFR 191.5(b)(1)(iii)Verified Oct 3, 2026View source
  • A lender may not exercise a due-on-sale clause upon a transfer to a relative resulting from the death of a borrower.12 U.S.C. § 1701j-3(d)(5)Verified Oct 3, 2026View source
  • A lender may not exercise a due-on-sale clause upon a transfer where the spouse or children of the borrower become an owner of the property.12 U.S.C. § 1701j-3(d)(6)Verified Oct 3, 2026View source

A federal regulation sets further conditions on these transfers.12 CFR 191.5(b)(1)(v)Verified Oct 3, 2026View source

Accounts handled elsewhere2

ServiceMac, LLC

Servicing of Movement loans as Movement's subservicer, through the LoanSphere portal1

Phone: 1-844-478-2622

Email: support@servicemacusa.com

Mailing address: 9726 Old Bailes Rd, Suite 200, Fort Mill, SC 29707

Carrington

Movement loans whose servicing sits with Carrington2

What Movement Mortgage provides to the estate1

Payoff statement

Movement's FAQ says a payoff quote requested through the portal is emailed or faxed within about 48 hours.3

Movement's fee schedule charges the borrower nothing for a payoff quote, and charges a third party requesting one by fax or email up to $25.4

What Movement Mortgage's agreement and guidance say1

Fees

Movement's fee schedule prices an assumption, a "request to change the individual(s) legally responsible for repayment of the mortgage loan," at up to $900.4

Movement's fee schedule charges nothing for reasonable document or research requests, and up to $100 per hour for larger requests.4

Not in Movement Mortgage's published guidance2

  • A claim form
  • How long a claim takes

Sources4

Download instructions for the whole estate

Movement Mortgage Loan Servicing can be reached by phone at 1-855-979-1084 and email at servicing@movement.com for questions throughout the claims process.

SimplyTrustSimplyTrust Editorial·

Sources

Data sourced from Movement Mortgage primary sources (15 pages reviewed). How we research.

Movement Mortgage death claims support

Movement Mortgage Loan Servicing

ServiceMac, LLC (the subservicer performing the work)

Hours

Monday-Friday 8:30 AM-6:00 PM ET

Mailing address

Written successor-in-interest or estate notification: Movement Mortgage, mortgage resolution unit, P.O. Box 100078, Duluth, GA 30096-9377. Completed servicing forms and general correspondence: P.O. Box 100077, Duluth, GA 30096-9377.
Verified Sep 2026

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