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How to report a death to Innovis

Report the death to Innovis Consumer Assistance team at 1-800-540-2505

Innovis holds a credit file, not money, so the executor's business here is paperwork rather than a claim. Reporting the death through Innovis Consumer Assistance team (1-800-540-2505) puts a deceased marker on the file, and requesting the credit report produces the list of accounts and creditors the estate has to work through.

Gather the account holder's full name, date of birth, and any known account or policy numbers before contacting Innovis.

Reporting a death

Follow these steps to file a death claim with Innovis:

Reporting the death

1
Report the death to Innovis separately. The three larger bureaus each notify one another when a death is reported to any of them, but a death reported to Equifax, Experian or TransUnion does not reach the Innovis file.
2
To have a deceased statement added to the deceased person's Innovis credit report, prepare a letter with the deceased person's details:
  • Name
  • Address
  • Date of birth
  • Social Security number
3
Include your own name and address. A family member or friend can ask for the deceased statement; you do not need to be the spouse or a legally authorized representative for this step.
4
Enclose a death certificate and mail everything to Innovis Consumer Assistance, PO Box 530088, Atlanta, GA 30353-0088. Innovis's procedures for a deceased person's file are by mail.
5
To also get the deceased person's Innovis credit report, send a copy of the death certificate to the same address. Only the spouse, or a representative legally authorized to act for the deceased person such as the executor, can request the report.
6
For the report request, add court documents authorizing you to legally act on the deceased person's behalf if the death certificate does not list you as the spouse or the informant. Innovis states the report should arrive in 7 to 10 business days.

Required Documents

  • Death certificateFor a credit report request, a copy of the death certificate.
  • The deceased person's detailsName, address, date of birth and Social Security number.
  • Your name and address
  • Court documents authorizing you to legally act on the deceased person's behalf, for a credit report request, only if the death certificate does not list you as the spouse or the informant

What happens to each kind of account1

Credit file

Innovis holds a credit file, not money; nothing is claimed from it.1

What Innovis provides to the estate1

List of the deceased person's accounts

The spouse or a legally authorized representative, such as the executor, can request the deceased person's Innovis credit report by mail. Innovis states it should arrive in 7 to 10 business days; it can identify accounts that may not appear on the other three bureaus' reports.1

What Innovis's agreement and guidance say1

What it does when notified

Innovis states it will notify you in writing once it has added a deceased statement to the deceased person's Innovis credit report.1

Not in Innovis's published guidance4

  • An online way to report a death
  • How long a claim takes
  • Phone channel for reporting a death
  • Effect of the deceased statement on new credit applications

Sources1

Download instructions for the whole estate

Innovis Consumer Assistance team can be reached by phone at 1-800-540-2505 for questions throughout the claims process.

SimplyTrustSimplyTrust Editorial·

Sources

Data sourced from Innovis primary sources (11 pages reviewed). How we research.

Innovis death claims support

Innovis Consumer Assistance team

Hours

Monday-Friday 8:00 AM-8:00 PM ET

Mailing address

Innovis Consumer Assistance, PO Box 530088, Atlanta, GA 30353-0088
Verified Sep 2026

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