How to name beneficiaries and fund a trust at HSBC
Covers 5 deposit, 1 investment, 2 retirement, and 2 lending accounts — beneficiaries must be updated in-branch
Phone716-841-7394
Toll-Free1-877-394-4722
Mailing Address
HSBC Premier Service Center, P.O. Box 22, Buffalo, NY 14240
General Support
Wealth Services Desk
WebsiteLearn more→
Phone716-841-7394
Toll-Free1-877-394-4722
Mailing Address
HSBC Premier Service Center, P.O. Box 22, Buffalo, NY 14240
General Support
Wealth Services Desk
WebsiteLearn more→
Death Claims / Bereavement
Phone716-841-7394
Toll-Free1-877-394-4722
Mailing Address
ATTN: Legal Paper Processing, HSBC Bank USA, N.A., 2929 Walden Ave, Pole C84, Depew, NY 14043
WebsiteNotify online→
Verified Apr 2026
Estate planning for your HSBC accounts starts with understanding how each one transfers at death. Beneficiary designations and trust retitling both bypass probate, but the right approach depends on the account type, your tax situation, and how much control you want over distributions.
Across 10 product types, HSBC accounts vary in how they transfer at death. The sections below walk through Payable on Death (POD) designations, trust funding options, and which products support each method.
HSBC Premier CheckingHSBC Premier SavingsPremier Relationship SavingsHSBC Online Certificate of DepositNew Money Certificate of Deposit
1
Visit an HSBC International Wealth Center with government-issued photo ID
2
Bring completed Change or Remove Beneficiary Kit form:
- Download form from HSBC website
- Provide beneficiary information: full legal name, date of birth, relationship, and allocation percentages
- For trusts as beneficiary: provide trust name, date established, and tax ID number
3
Submit form to Wealth Relationship Manager for processing
Required Documents
- Trust name, date established, and tax ID (EIN or SSN)
Special Requirements
- Paper form required; beneficiary changes cannot be made online
- Form must be submitted by mail or in person at an International Wealth Center
- Named beneficiaries override your will
Phone716-841-7394
Toll-Free1-877-394-4722
Mailing Address
HSBC Premier Service Center, P.O. Box 22, Buffalo, NY 14240
General Support
Wealth Services Desk
WebsiteLearn more→
Phone716-841-7394
Toll-Free1-877-394-4722
Mailing Address
HSBC Premier Service Center, P.O. Box 22, Buffalo, NY 14240
General Support
Wealth Services Desk
WebsiteLearn more→
Death Claims / Bereavement
Phone716-841-7394
Toll-Free1-877-394-4722
Mailing Address
ATTN: Legal Paper Processing, HSBC Bank USA, N.A., 2929 Walden Ave, Pole C84, Depew, NY 14043
WebsiteNotify online→
Verified Apr 2026
Estate planning articles
Learn how to protect your HSBC accounts and other assets with trusts, beneficiary designations, and estate planning documents.
