How to name beneficiaries and fund a trust at GreenState CU
Covers 9 deposit, and 2 retirement accounts — beneficiaries must be updated in-branch
Member Services (Death Claims)
Phone1-800-397-3790
Toll-Free1-800-397-3790
Mailing Address
PO Box 800, North Liberty, IA 52317-0800
Verified Apr 2026
Estate planning at GreenState CU means getting each account set up so it transfers automatically when you die—either through a POD beneficiary or trust ownership. Because GreenState CU is a membership-based institution, trust retitling must maintain the membership eligibility requirement. Without one of these in place, accounts may require probate before your family can access the funds.
GreenState CU offers 11 accounts, each with its own transfer rules. The sections below cover how to set up beneficiaries, fund a trust, and which products support each approach.
GrowGreen CheckingRewardsPlus CheckingFree CheckingAccess CheckingShare Savings AccountRainy Day Savings AccountMoney Market AccountCertificateTrust Account
1
Visit any GreenState Credit Union branch and request a Payable on Death (POD) beneficiary designation form
2
Provide beneficiary information for each designee:
- Full legal name
- Date of birth
- Social Security number
- Relationship to account holder
- Percentage allocation if naming multiple beneficiaries
3
All account holders must sign the form
4
Submit to a member service representative for processing
Required Documents
- Trust name, date established, and tax ID (EIN or SSN)
Special Requirements
- POD designation available for checking, savings, money market, and certificate accounts
- IRAs use a separate beneficiary designation form
- Trusts can be named as POD beneficiaries
- Multiple beneficiaries permitted with customizable allocation percentages
- Beneficiaries must be added to each account individually
- Changes can be made at any time at no charge
- POD accounts are NCUA-insured separately up to $250,000 per qualifying beneficiary
Member Services (Death Claims)
Phone1-800-397-3790
Toll-Free1-800-397-3790
Mailing Address
PO Box 800, North Liberty, IA 52317-0800
Verified Apr 2026
Estate planning articles
Learn how to protect your GreenState CU accounts and other assets with trusts, beneficiary designations, and estate planning documents.
