How to name beneficiaries and fund a trust at GreenState CU
Covers 9 deposit, 1 hsa, and 2 retirement accounts — beneficiaries must be updated in-branch
Member Assistance Center
GreenState Credit Union, PO Box 800, North Liberty, IA 52317-0800
GreenState Trust Services (Members Trust Company)
GreenState Credit Union, PO Box 800, North Liberty, IA 52317-0800
Member Assistance Center (deceased member accounts)
GreenState Credit Union, PO Box 800, North Liberty, IA 52317-0800
Estate planning at GreenState CU means getting each account set up so it transfers automatically when you die—either through a POD beneficiary or trust ownership. Because GreenState CU is a membership-based institution, trust retitling must maintain the membership eligibility requirement. Without one of these in place, accounts may require probate before your family can access the funds.
With 12 product types, GreenState CU offers a range of transfer options. Some accounts support Payable on Death (POD) designations, others can be retitled into a trust, and some require probate if no beneficiary is designated. The sections below break down each step.
- Full legal name
- Date of birth
- Social Security number
- Relationship to the account holder
- Percentage allocation when naming more than one
Required Documents
- Trust name, date established, and tax ID (EIN or SSN)
Special Requirements
- POD designation is available on checking, savings, money market, and certificate accounts
- IRAs and HSAs use their own beneficiary designation forms, not the deposit POD form
- A revocable living trust can be named as the POD beneficiary of a deposit account
- Multiple beneficiaries are permitted with allocation percentages
- Beneficiaries attach per account, not per membership -- each account must be designated
- GreenState does not publish a self-service beneficiary screen; there is no online POD designation flow in digital banking as of 2026-07-12
- GreenState does not publish its consumer account Terms & Conditions online -- the page at https://www.greenstate.org/terms-conditions states they are "available to members upon request," so ask for a copy when you set up or change a designation
- POD accounts get separate NCUA coverage of up to $250,000 per qualifying beneficiary (https://www.greenstate.org/help-center/ncua-insurance)
Sources
Data sourced from GreenState CU primary sources (19 pages reviewed). How we research.
Download these GreenState CU instructions
Download instructions for the whole estateA printable PDF with the steps, required documents, and contact details — verified against GreenState CU primary sources. Bring it to the branch or keep it beside the phone.
Member Assistance Center
GreenState Credit Union, PO Box 800, North Liberty, IA 52317-0800
GreenState Trust Services (Members Trust Company)
GreenState Credit Union, PO Box 800, North Liberty, IA 52317-0800
Member Assistance Center (deceased member accounts)
GreenState Credit Union, PO Box 800, North Liberty, IA 52317-0800
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