Estate planning and settlement at GreenState CU

GreenState CU offers 14 accounts, each with its own rules for what happens when a member dies. As a membership-based credit union, GreenState CU branch network is in Iowa, Illinois, and Nebraska, the newest branch in Omaha, NE, plus access to 30,000+ surcharge-free ATMs through the Co-op network (https://www.greenstate.org/about-greenstate/locations-atms). The published branch count is in flux and the site disagrees with itself as of 2026-09-13: the homepage counts 33 branches while https://www.greenstate.org/about-greenstate/join-greenstate still says 32. Every branch accepts walk-in meetings with a Member Service Specialist, so an executor does not need an appointment, though same-day Trust or Wealth appointments are not available at every location. Membership is open to anyone living or working in Iowa, or in these bordering counties: Illinois (Boone, Carroll, DuPage, Hancock, Henderson, Henry, Jo Daviess, Kane, Knox, McHenry, Mercer, Ogle, Rock Island, Stephenson, Warren, Whiteside, Will County north of I-80, Winnebago), Nebraska (Dakota, Thurston, Burt, Washington, Douglas, Sarpy, Cass, Otoe), South Dakota (Union, Lincoln, Minnehaha, Moody, Brookings), and Wisconsin (Crawford, Grant, Lafayette). University of Iowa students, staff, and alumni are eligible, as are direct relatives of current members and members of the Iowa Consumer Council / American Consumer Council. Verified 2026-09-13 at https://www.greenstate.org/about-greenstate/join-greenstate. Membership itself begins with a $5 share savings deposit, which matters at the end of an estate as much as at the start. Some transfer automatically to a named beneficiary, others can be held in a trust, and a few may require probate if no plan is in place.

Beneficiary designations at GreenState CU can be managed in branch, by phone, and by mail, typically taking 15-30 minutes. Trust funding is also available, allowing families to retitle accounts into the name of a revocable living trust.