What happens to your GO2bank accounts when you die
Covers 2 deposit, and 1 lending accounts — all transfer through probate
GO2bank Customer Service
Phone1-855-459-1334
Mailing Address
GO2bank, P.O. Box 1070, West Chester, OH 45071
WebsiteLearn more→
GO2bank Customer Service
Phone1-855-459-1334
Mailing Address
GO2bank, P.O. Box 1070, West Chester, OH 45071
WebsiteLearn more→
Death Claims (General Customer Service)
Phone1-855-459-1334
Mailing Address
GO2bank, P.O. Box 1070, West Chester, OH 45071
Verified May 2026
GO2bank does not currently support beneficiary designations, transfer-on-death registrations, or trust account titling on any account type. All GO2bank accounts pass through the estate at death and may require probate.
When an account holder dies, the executor or administrator will need to contact GO2bank with a death certificate and legal authority documents to claim account balances. The process and required documents are covered on the death claim page.
To update beneficiaries on your GO2bank accounts, you can work by phone. Since beneficiary designations override will instructions, keeping them current is one of the most effective estate planning steps available.
GO2bank has specific requirements to be aware of: GO2bank does not offer beneficiary/POD designation through its mobile app or website, No public documentation exists for adding POD beneficiaries to GO2bank accounts, and As a brand of Green Dot Bank (FDIC-insured), POD designations may be available by contacting customer service directly, but this is unverified. These requirements may affect timing, so plan accordingly when updating multiple accounts.
Why trust accounts are not available
GO2bank does not support retitling accounts into a trust, naming a trust as beneficiary, or any other probate-avoidance mechanism. Account balances transfer through the estate at death.
GO2bank Checking Account (Visa Debit Card)GO2bank High-Yield Savings Vaults
GO2bank Checking Account (Visa Debit Card)
Primary spending account with Visa debit card issued by Green Dot Bank. $5/month fee waived with eligible direct deposit. Includes free in-network ATM access, early direct deposit (up to 2 days early), mobile check deposit, and cash deposits at participating retailers. Overdraft protection available up to $300 for eligible accounts (opt-in required; eligible direct deposits and activated chip-enabled debit card required; $15 fee per eligible purchase transaction that brings account negative unless balance brought to $0 within 24 hours of authorization of the first overdrawn transaction; each transaction >$5 that overdraws by more than $10 is subject to fees; maximum $150 in overdraft fees per statement period). FDIC insured up to $250,000. No POD/beneficiary designation available through the app or standard account setup. Account governed by the GO2bank Deposit Account Agreement.
Probate Required
GO2bank High-Yield Savings Vaults
Interest-bearing savings sub-accounts linked to the GO2bank checking account. Earn 4.50% APY on combined savings vault balances up to $5,000 (balances above $5,000 do not earn interest). Interest paid quarterly on average daily balance. Up to five separate vaults with custom names and goals. No fees to open or maintain. Savings vaults are separate from the available checking balance but are part of the same deposit account for FDIC insurance purposes. No POD/beneficiary designation available.
Probate Required
GO2bank Customer Service
Phone1-855-459-1334
Mailing Address
GO2bank, P.O. Box 1070, West Chester, OH 45071
WebsiteLearn more→
GO2bank Customer Service
Phone1-855-459-1334
Mailing Address
GO2bank, P.O. Box 1070, West Chester, OH 45071
WebsiteLearn more→
Death Claims (General Customer Service)
Phone1-855-459-1334
Mailing Address
GO2bank, P.O. Box 1070, West Chester, OH 45071
Verified May 2026
Estate planning articles
Learn how to protect your GO2bank accounts and other assets with trusts, beneficiary designations, and estate planning documents.
