What happens to your GO2bank accounts when you die
No beneficiary or trust option on any account, so they pass through the estate
GO2bank does not currently support beneficiary designations, transfer-on-death registrations, or trust account titling on any account type. All GO2bank accounts pass through the estate at death and may require probate.
When an account holder dies, the executor or administrator will need to contact GO2bank with a death certificate and legal authority documents to claim account balances. The process and required documents are covered on the death claim page.
GO2bank does not currently support beneficiary designations (POD or TOD) on any account type. All accounts transfer through the estate at death and may require probate.
Why trust accounts are not available
GO2bank does not support retitling accounts into a trust, naming a trust as beneficiary, or any other probate-avoidance mechanism. Account balances transfer through the estate at death.
GO2bank Checking Account (Visa Debit Card)
GO2bank High-Yield Savings Vaults
What GO2bank says about beneficiaries
Each section is GO2bank's own statement, with the document it comes from numbered under Sources.
Which accounts take a beneficiary3
- Payable-on-death account
No payable-on-death (POD) or beneficiary designation is offered on the GO2bank checking account or savings vaults.1
- Joint account with survivorship
The GO2bank Deposit Account Agreement is a single-owner agreement, with no joint ownership and no right of survivorship.1
- Account in one name
The Deposit Account Agreement, section 5: "You cannot sell or transfer your Account to anyone else, and it can only be used by you or someone you authorize."1
GO2bank's help center states that "a second debit card on the same account is not available," so there is no authorized-user path.2
What GO2bank's agreement says about beneficiaries1
- Powers of attorney over a living owner's account
The Deposit Account Agreement, section 15.q, generally accepts a Uniform Statutory Form Power of Attorney during the owner's life, and GO2bank asks to be notified in advance if one is being created for the account.1
Not in GO2bank's published guidance2
- What the owner provides to name a beneficiary
- An online way to name a beneficiary
Sources
Data sourced from GO2bank primary sources (15 pages reviewed). How we research.
Download these GO2bank instructions
Download instructions for the whole estateA printable PDF with the steps, required documents, and contact details — verified against GO2bank primary sources. Bring it to the branch or keep it beside the phone.
GO2bank estate support
GO2bank Customer Support
Phone
Hours
Mailing address
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Estate requests go through general customer service.
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