How to designate beneficiaries at Further
Beneficiaries are managed online, by phone or by mail
Further is now part of HealthEquityAcquired, effective November 2021
HealthEquity, Inc. completed its acquisition of Further on November 1, 2021. Accounts are migrating to the HealthEquity platform in cohorts rather than all at once: for the FurtherDirect cohort, August 21, 2026 was the last day for Further transactions, claims, and debit-card use, a Further-portal blackout began August 22, 2026, and the transition completed September 1, 2026. Members already moved use the HealthEquity portal and HealthEquity Member Services; members not yet moved still use hellofurther.com and 800-859-2144.
The key with your Further health savings accounts is making sure a transfer mechanism is in place—a current beneficiary designation and, where supported, trust titling. Either keeps the health savings accounts out of probate and moving directly to the people you choose.
Further has 2 health savings accounts with different estate transfer rules. Here is how beneficiary designations, trust ownership, and probate apply to each one.
Beneficiary form at Further
HSA Beneficiary Designation Form (F9629R08) (for health savings accounts).
Open the form →What Further says about beneficiaries
Each section is Further's own statement, with the document it comes from numbered under Sources.
Who can be named2
How many beneficiaries, and how shares are split
What a designation takes to be effective
- All accounts
An account holder living in Arizona, California, Idaho, Louisiana, Nevada, New Mexico, Texas, Washington or Wisconsin who names a primary beneficiary other than, or in addition to, the spouse needs the spouse's signature on the form's Spousal Consent section before a notary public.2
The account holder signs and dates the Account Holder Signature line on the form.2
Beneficiary forms Further issues1
- HSA Beneficiary Designation Form (F9629R08)
For health savings accounts. Available to download.2
Return to
Email: further.documents@hellofurther.com
Fax: 1-866-231-0214
Mailing address: P.O. Box 982814, El Paso, TX 79998-2814
What Further's agreement says about beneficiaries3
- Online access
Contingent beneficiaries cannot be added in the member portal; they are added by calling Member Services with the beneficiary's name and Social Security number.1
- A beneficiary who dies first
A primary beneficiary receives 100% of the balance at death; a contingent beneficiary receives it only if the primary beneficiary died first.1
If a beneficiary dies first, the percentages are adjusted proportionately.1
- No beneficiary survives
With no designation on file, the legal spouse is deemed the beneficiary. With no legal spouse, the funds are paid to the estate.1
Sources
- healthequity.com
- selectaccount-prod2.mindtouch.us
- learn.hellofurther.com
- hellofurther.com
- ir.healthequity.com
Data sourced from Further primary sources (13 pages reviewed). How we research.
Download these Further instructions
Download instructions for the whole estateA printable PDF with the steps, required documents, and contact details — verified against Further primary sources. Bring it to the branch or keep it beside the phone.
Further estate support
Member Services
Phone
Group Services (employers and partners)
HealthEquity Member Transition Services
HealthEquity HSA Member Services
Document fax
Hours
Mailing address
Website
Estate requests go through general customer service.
Estate planning articles
Learn how to protect your Further accounts and other assets with trusts, beneficiary designations, and estate planning documents.
Is this your situation?
Get a complete guide for your specific circumstances.
New Baby or Adoption
Your family is growing. Your protection should too. Guardian nominations, trusts for minors, beneficiary updates, and the documents new parents need in place.
Learn more
Marriage
What married couples need in place: one joint trust or two, wills, beneficiary updates, and the spousal rights your state grants you automatically.
Learn more
New Home
How to put your house in a revocable trust: the deed you record, what it does to your mortgage and property taxes, and when a TOD deed is simpler.
Learn more
Retirement
Retirement changes your financial picture. Healthcare directives, beneficiary reviews, long-term care planning, and protecting what you've built.
Learn moreForms for Planning Your Estate
Free forms for planning your estate: a will, living trust, pour-over will, both powers of attorney, living will, and TOD deed.
Revocable Living Trust
Create a revocable living trust to avoid probate, protect privacy, and control asset distribution.
Last Will and Testament
Name your heirs, guardians, and final wishes. Free for every state.
Transfer on Death Deed
Transfer real property to a beneficiary upon your death without probate. Available in 34 states and the District of Columbia.
Tools for Planning Your Estate
Free tools for planning your estate: what a will or trust costs, whether you need a trust or TOD deed, and how documents are signed.
How Much Does a Revocable Living Trust Cost?
Compare revocable living trust costs across providers including online services and attorneys.
How Does SimplyTrust Compare to LegalZoom, Trust & Will, and Other Services?
Compare what it costs to make a trust official across SimplyTrust, LegalZoom, Trust & Will, Rocket Lawyer, and Quicken WillMaker.
Do I Need a Revocable Trust?
Find out if a revocable trust makes sense based on your state, estate value, and family situation.
Trust or Will: Which Costs Less?
Compare the cost of probate vs a trust for your state and estate value.
What Does Estate Planning Actually Cost?
Compare costs across estate planning providers including online services and attorneys.
How Much Life Insurance Do I Need?
Calculate your life insurance needs based on income, debts, and family situation.
