How your Connex CU accounts transfer at death depends on how each one is set up. As a membership-based credit union, Connex CU headquartered at 412 Washington Avenue, North Haven, CT 06473. Operates eight branch locations: Branford (620 West Main Street), Guilford (849 Boston Post Road), Hamden (2100 Dixwell Avenue), Meriden (533 S. Broad Street), Monroe (155 Main Street), New Haven (2 Whitney Avenue), North Haven (404 Washington Avenue), and Orange (212 Boston Post Road). Membership is open to anyone who lives, works, attends school, or worships in New Haven, Hartford, Middlesex, or Fairfield County. Members access shared branching and surcharge-free ATMs nationwide through the CO-OP network. With 19 account types, the transfer rules vary—getting the right designations in place now prevents delays and court involvement later.

Beneficiary changes at Connex CU can be made in branch, by mail, and by phone. Accounts can also be retitled into a trust to keep them out of probate entirely.

Connex CU has documented procedures for both preparing accounts during your lifetime and handling claims when an account holder passes away.

Preparing your estate

Beneficiaries and trust funding

How to update beneficiaries in-branch, fund a trust in-branch, and review 19 account types at Connex CU.

View details →

When someone dies

Death claim process

4-step process, 6 required documents, and contact information for survivors.

View details →

Connex CU operates in select states, so estate planning procedures may vary by location. Confirm availability in your state before initiating trust funding or account changes.

Frequently asked questions

Contact Connex at (203) 603-5700 or (800) 278-6466, or visit a branch. Bring your complete trust document or a Certificate of Trust, government-issued photo ID for all trustees, and the trust EIN. Connex will complete a trust account application and retitle your accounts to trust ownership. Eligible deposit accounts include checking, savings, money market, and share certificates. IRAs cannot be retitled to a trust but can name a trust as beneficiary. Alternatively, you can name your trust as POD beneficiary on personal accounts as a simpler approach.

Yes. Connex IRA accounts (Traditional IRA and Roth IRA) accept a trust as a named beneficiary. However, IRAs cannot be retitled to a trust. Beneficiary designations are completed at account opening on a separate IRA beneficiary form. Contact Connex at (203) 603-5700 or visit a branch to update your IRA beneficiary designation.