Estate planning and settlement at Clearwater Credit Union
Name beneficiaries online and report a death at 1-800-254-1803
Clearwater Credit Union offers 23 accounts, each with its own rules for what happens when a member dies. As a membership-based credit union, Clearwater Credit Union branches in Missoula (Brooks Street, Downtown, Reserve Street, Russell Street and the University of Montana), Stevensville, Butte, Bozeman and Great Falls, a mortgage office in Helena and the Missoula headquarters. Membership is open to people who live, work, worship, attend school, volunteer or belong to a membership organization in 37 Montana counties, and to relatives of existing members. Members can also use CO-OP Network shared branches. Some transfer automatically to a named beneficiary, others can be held in a trust, and a few may require probate if no plan is in place.
Clearwater Credit Union lets account holders update beneficiary designations online. Trust funding options vary by account type—check with Clearwater Credit Union for specifics.
There are two sides to estate planning at Clearwater Credit Union: setting things up while you're alive, and the process survivors follow after a death.
Beneficiaries and trust funding
How to manage beneficiaries online, and review 23 account types at Clearwater Credit Union.
Preparing your estate →Death claim process
Report the death to Clearwater Credit Union's Member Service at 1-800-254-1803. The page lists the steps and the documents to send.
When someone dies →Because Clearwater Credit Union serves a limited number of states, procedures for trust funding and beneficiary changes may differ depending on your location. Verify availability before starting.
Sources
Data sourced from Clearwater Credit Union primary sources (36 pages reviewed). How we research.
Clearwater Credit Union customer support
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Accounts Resolution (loan repayment help)
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Estate planning articles
Learn how to protect your Clearwater Credit Union accounts and other assets with trusts, beneficiary designations, and estate planning documents.
Forms for Planning Your Estate
Free forms for planning your estate: will, living trust, pour-over will, powers of attorney and TOD deed. Prepare each form for your state and download the PDF.
Last Will and Testament
Name your heirs, guardians, and final wishes. Free for every state.
Codicil to a Will
Add, revoke or replace provisions of your will and republish the rest, signed as your state requires for a will.
HIPAA Release
Name who may receive your medical records, in the authorization federal law requires, with your state's rules for sensitive records. Free for every state.
Transfer on Death Deed
Transfer real property to a beneficiary upon your death without probate. Available in 34 states and the District of Columbia.
Tools for Planning Your Estate
Free tools for planning your estate: will and trust costs, trust or TOD deed, and the signing rules. Run each tool for your state and read its answer.
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Will My Estate Documents Transfer?
Check if estate planning documents signed in one state are valid in another.
Trust or Will: Which Costs Less?
Compare the cost of probate vs a trust for your state and estate value.
How Much Does a Revocable Living Trust Cost?
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How Much Does a Will Cost?
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How Does SimplyTrust Compare to LegalZoom, Trust & Will, and Other Services?
Compare what it costs to make a trust official across SimplyTrust, LegalZoom, Trust & Will, Rocket Lawyer, and Quicken WillMaker.
