What to do when a Centris FCU account holder dies
Report the death to Centris FCU's Specialized Accounts at 1-800-334-2328
After a member of Centris FCU dies, the Specialized Accounts manages the transfer of accounts. POD-designated and trust-owned accounts pass directly to beneficiaries. Accounts held solely in the member's name may require probate court documents—Letters Testamentary or Letters of Administration—before funds can be released.
Begin by calling Centris FCU at 1-402-334-7000. You will need the deceased's full name, account numbers, and the death certificate to get the process started.
Death claim process
Here is the step-by-step death claim process at Centris FCU:
Filing a claim
What happens to each kind of account1
- Account in one name
The bylaws let Centris keep a deceased member's share account open, unless it was held jointly with another member, until the end of the dividend period in which the estate's administration is finished.1
What Centris FCU's agreement and guidance say5
- What it does when notified
After an account owner dies, Centris's specialists follow up with the designated contact, set up an estate account and set up online banking for it.2
- Online access
Online banking on a fiduciary account is set up through one of the Specialized Accounts appointments, not the general online banking help line.2
- Holds and legal process
A member who is behind on a loan to Centris, or who co-signed or guaranteed one, may not draw shares down below the past-due amount without written approval from the credit committee or a loan officer.1
- Membership
Membership is open to people who live, work, worship or attend school in eight Nebraska counties (Cass, Dodge, Douglas, Sarpy, Saunders, Lincoln, McPherson, Washington) or three Iowa counties (Harrison, Mills, Pottawattamie), and to relatives of members.3
- Fees
An outgoing domestic wire costs $25 and an international wire $40; wires go out until 3:45 p.m. on weekdays, and some need a signature at a branch.2
Not in Centris FCU's published guidance10
- A claim form
- A list of required documents
- Whether the death certificate must be certified
- Which court appointment document it accepts
- A fax number for claim documents
- An email address for claim documents
- How long a claim takes
- A small-estate procedure
- Payments after the death
- Debts owed to the institution
Sources3
- 1.Centris Federal Credit Union Bylaws, as amended and approved by the board March 27, 2025
- 2.Book Appointment: services
- 3.About Us
Centris FCU's Specialized Accounts can be reached by phone at 1-800-334-2328 for questions throughout the claims process.
Sources
Data sourced from Centris FCU primary sources (31 pages reviewed). How we research.
Centris FCU death claims support
Specialized Accounts
Phone
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Forms for Settling an Estate
Free forms for settling an estate: the probate petition, small estate affidavit, notice to creditors, inventory, and closing forms.
Affidavit of Death
Put a joint owner's or a transfer on death deed owner's death on the land records with the affidavit your state's statute names, laid out for recording.
IRS Form 56
Notify the IRS that you are the fiduciary of an estate, a trust or a person, or end a notice filed before, on the official form.
Digital Assets Recovery Letter
Prepare a letter requesting a deceased person's online accounts, points, and balances from the program that holds them.
Petition for Probate and Letters
Open probate and ask the court to appoint you and issue Letters Testamentary or Letters of Administration.
Notice to Creditors
Notify estate creditors and start the claim period — the published notice plus mailed copies for known creditors.
Renunciation of Executor
Decline an appointment as executor named in a will — the writing filed with the court before anyone is appointed.
Tools for Settling an Estate
Free tools for settling an estate: whether probate is needed, executor and trustee pay, creditor deadlines, and inheritance taxes.
How Many Death Certificates Do I Need?
Calculate how many certified death certificates you need and see ordering info for your state.
Do I Need Probate?
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What Happens to Jointly Owned Property When an Owner Dies?
See what your state records when a joint tenant with right of survivorship dies: an affidavit, the death certificate or a new deed.
Do I Have to File Tax Returns for Someone Who Died?
Find out which tax returns need to be filed after someone dies and whether tax clearance is required.
How Do I Settle an Estate?
Personalized plan for settling an estate after someone passes away.
What Do I Do When Someone Dies?
A step-by-step checklist for the days, weeks, and months after a death, with state rules noted where they apply.
