What happens to your Bitstamp accounts when you die
No beneficiary or trust option on any account, so they pass through the estate
Bitstamp is now part of RobinhoodAcquired, effective June 2025
Acquired by Robinhood Markets for $200 million (closed June 2, 2025) and rebranded "Bitstamp by Robinhood." As of 2026-09-10 Bitstamp USA, Inc. is winding down its US RETAIL business: retail customers are being invited in waves to move US dollars and supported crypto to the Robinhood app at no fee, and from February 1, 2027 a Bitstamp by Robinhood account can no longer open new positions (view, sell and withdraw remain). Institutional clients and non-US customers are not affected. For an estate, this creates a deadline: an executor who finds a Bitstamp account should act well before February 1, 2027. Start with Bitstamp support; claims may route to Robinhood's Estates process once the decedent had migrated.
Bitstamp does not currently support beneficiary designations, transfer-on-death registrations, or trust account titling on any account type. All Bitstamp accounts pass through the estate at death and may require probate.
When an account holder dies, the executor or administrator will need to contact Bitstamp with a death certificate and legal authority documents to claim account balances. The process and required documents are covered on the death claim page.
Bitstamp does not currently support beneficiary designations (POD or TOD) on any account type. All accounts transfer through the estate at death and may require probate.
Why trust accounts are not available
Bitstamp does not support retitling accounts into a trust, naming a trust as beneficiary, or any other probate-avoidance mechanism. Account balances transfer through the estate at death.
Spot Crypto Trading
OTC/RFQ Trading
Over-the-counter request-for-quote trading for large transactions, offered to institutional and high-volume clients. No beneficiary designation is available. Institutional clients are explicitly excluded from the US retail migration to Robinhood, so an OTC/institutional relationship does not carry the February 1, 2027 retail close-only date.
Bitstamp Earn - Staking
Bitstamp Earn - Lending
Crypto lending program paying up to 4.40% APY with daily reward distribution, supporting BTC, ETH, USDC, USDT, XRP, APE and others. Per Bitstamp's own product page, "Bitstamp by Robinhood Earn Lending is not available to customers in the UK, US, Singapore and Japan." A US decedent should not have a lending balance; if one appears, the account was onboarded under a non-US Bitstamp entity and the estate claim goes to that entity rather than Bitstamp USA, Inc.
Corporate Account
Accounts for businesses, funds and institutional clients, requiring know-your-business verification. This is the only account category under which a trust could plausibly be onboarded — Bitstamp does not publish a retail trust account product. A corporate account is also the structure that survives the US retail wind-down, since institutional clients are excluded from the Robinhood migration. Confirm trust eligibility with Bitstamp support before relying on this path.
What Bitstamp says about trust accounts
Each section is Bitstamp's own statement, with the document it comes from numbered under Sources.
Which accounts a trust can hold2
- Trust account
Institutional and corporate clients are excluded from the Robinhood migration, but a trust onboarded as retail would inherit the February 1, 2027 close-only date.1
- Crypto account
Opening a new US retail Bitstamp position in 2026 runs into the February 1, 2027 close-only date.1
Trust account forms Bitstamp issues1
- Corporate onboarding questionnaire
Sent by the institution on request.1
What Bitstamp says about trust accounts1
- Whether a new account is opened
Retitling an existing personal account to a trust is not offered. A trust would open its own account and the assets would be transferred in.1
The only available structure for a trust is a corporate account, and trust eligibility must be confirmed with Bitstamp support.1
Not in Bitstamp's published guidance2
- A retail trust account product
- Confirmation of trust eligibility
Sources1
- 1.Bitstamp customer support
Sources
Data sourced from Bitstamp primary sources (14 pages reviewed). How we research.
Download these Bitstamp instructions
Download instructions for the whole estateA printable PDF with the steps, required documents, and contact details — verified against Bitstamp primary sources. Bring it to the branch or keep it beside the phone.
Bitstamp estate support
Customer Support
Phone
Global / UK
EU (Luxembourg)
Singapore
Hours
Mailing address
Website
Estate requests go through general customer service.
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