What to do when a Barksdale FCU account holder dies
Report the death to Barksdale FCU's Member Services at 1-800-647-2328
The Member Services at Barksdale FCU coordinates account transitions after a member's death. How each account is handled depends on its setup: POD and trust accounts transfer automatically, while solely-owned accounts typically require court authorization through Letters Testamentary or Letters of Administration.
The claim process begins with a phone call to 1-318-549-8145. Have the account holder's full name, account numbers, and the death certificate available when making initial contact.
Death claim process
Follow these steps to file a death claim with Barksdale FCU:
Filing a claim
What happens to each kind of account6
- Joint account with survivorship
Barksdale's Account Card offers a joint account that the surviving owners can still use after one owner dies.1
- Payable-on-death account
The Account Card lets an owner name payable-on-death payees, each by name and address, and the designation covers every account listed on the card.1
- Custodial account (UTMA/UGMA)
A custodial account for a minor is opened under the Louisiana Uniform Transfers to Minors Act.1
- Certificate of deposit
Cashing a certificate early normally costs 90 days of dividends on a term of 12 months or less and 180 days on a longer term. When an owner dies, the credit union may choose to pay the certificate out before maturity with no penalty.2
- IRA
The credit card's claim on the cardholder's shares does not reach money in an IRA.3
- Debt protection, GAP or service contract
Debt Protection, where the borrower bought it on a loan, could cancel the loan balance or payments on the borrower's death, up to the contract maximums.4
State law on paying a balance without lettersLouisiana, Texas
- Louisiana
La. R.S. 6:315.1
Louisiana law permits a credit union to pay from a deceased member's balance on an affidavit, without letters testamentary or letters of administration.La. R.S. 6:315.1Verified Oct 3, 2026View source
Limit: $20,000 held at the institution and $20,000 in total from every holder
Paid to: the surviving spouse and heirs, if any; the heirs, if there is no surviving spouse (in that order)
The section applies where the person died without a will. The section permits the payment. It does not require the credit union to make it. The section sets further conditions.
La. R.S. 9:1514
Louisiana law permits a credit union to pay from a deceased member's balance on an affidavit, without letters testamentary or letters of administration.La. R.S. 9:1514Verified Oct 3, 2026View source
Paid to: surviving spouse
Limit: $10,000 held at the institution and $10,000 in total from every holder
Paid to: major children of the deceased (no surviving spouse)
Limit: $10,000 in total from every holder
The section permits the payment. It does not require the credit union to make it. The section sets further conditions.
- Texas
Tex. Est. Code § 152.051
Texas law permits a credit union to pay from a deceased member's balance on an order of the court, without letters testamentary or letters of administration.Tex. Est. Code § 152.051Verified Oct 3, 2026View source
Paid to: a funeral home or the applicant, for funeral and burial expenses
Limit: $5,000 in total from every holder
When: the application may be filed "not earlier than the third day after the date of the decedent's death and not later than nine months after the date of the decedent's death"
The section permits the payment. It does not require the credit union to make it. The section sets further conditions.
Accounts handled elsewhere1
- Barksdale Investment Services (LPL Financial)
Investment and insurance accounts held through LPL Financial, which are not credit union deposits5
Phone: 1-318-549-4027
Email: michael.suggs@lpl.com
Mailing address: Michael Suggs, 1560 East 70th Street, Shreveport, LA 71105
What Barksdale FCU's agreement and guidance say3
- Debts owed to the institution
A Barksdale Visa cardholder gives the credit union a security interest in every individual and joint share account, and once the card is in default the credit union may use those balances to pay what is owed on it.3
- Membership
Membership is open to people who live, work, worship, attend school or own a business in the listed parishes and counties of Louisiana, Arkansas, Mississippi and Texas, to staff at Barksdale Air Force Base and Fort Johnson, to veterans, and to the immediate family or household of a current member.6
- Fees
Account research costs $25.00 an hour and a statement copy $3.00. An account left dormant is charged $4.00 a month after one year.2
Not in Barksdale FCU's published guidance10
- A procedure for reporting a death
- A department for deceased-customer accounts
- A claim form
- A list of required documents
- Whether the death certificate must be certified
- Which court appointment document it accepts
- An online way to report a death
- How long a claim takes
- A small-estate procedure
- Terms in its agreements for a customer's death
Sources6
- 1.Account Card, DLADX3 (D11112)-e
- 2.Rate and Fee Disclosure (Truth-in-Savings Disclosures and Fee Schedule), Certificate disclosures effective 9/29/2026
- 3.Visa Credit Card Agreement, 01703089-MXC30-P-1-071417
- 4.Gap & Warranty
- 5.Barksdale Investment Services
- 6.Membership Eligibility
Barksdale FCU's Member Services can be reached by phone at 1-800-647-2328 for questions throughout the claims process.
Sources
Data sourced from Barksdale FCU primary sources (30 pages reviewed). How we research.
Barksdale FCU death claims support
Member Services
Phone
Toll-free
Hours
Mailing address
Website
Estate planning articles
Learn how to protect your Barksdale FCU accounts and other assets with trusts, beneficiary designations, and estate planning documents.
Is this your situation?
Get a complete guide for your specific circumstances.
Forms for Settling an Estate
Free forms for settling an estate: probate petition, small estate affidavit, creditor notice and closing forms. Prepare each form for your state.
Affidavit of Death
Put a joint owner's or a transfer on death deed owner's death on the land records with the affidavit your state's statute names, laid out for recording.
IRS Form 56
Notify the IRS that you are the fiduciary of an estate, a trust or a person, or end a notice filed before, on the official form.
Digital Assets Recovery Letter
Prepare a letter requesting a deceased person's online accounts, points, and balances from the program that holds them.
Petition for Probate and Letters
Open probate and ask the court to appoint you and issue Letters Testamentary or Letters of Administration.
Notice to Creditors
Notify estate creditors and start the claim period — the published notice plus mailed copies for known creditors.
Renunciation of Executor
Decline an appointment as executor named in a will — the writing filed with the court before anyone is appointed.
Tools for Settling an Estate
Free tools for settling an estate: whether probate is needed, executor and trustee pay, creditor deadlines and taxes. Run each tool for your state.
How Many Death Certificates Do I Need?
Calculate how many certified death certificates you need and see ordering info for your state.
Do I Need Probate?
Find out if an estate needs probate or qualifies for simplified procedures.
What Happens to Jointly Owned Property When an Owner Dies?
See what your state records when a joint tenant with right of survivorship dies: an affidavit, the death certificate or a new deed.
Do I Have to File Tax Returns for Someone Who Died?
Find out which tax returns need to be filed after someone dies and whether tax clearance is required.
How Do I Settle an Estate?
Personalized plan for settling an estate after someone passes away.
What Do I Do When Someone Dies?
A step-by-step checklist for the days, weeks, and months after a death, with state rules noted where they apply.
