What to do when a b1BANK account holder dies
Report the death to b1BANK at 1-877-614-7600
What happens to b1BANK accounts after the account holder dies depends on how each account was titled. Beneficiary-designated and trust-owned accounts transfer directly. Accounts in the deceased's name alone go through the estate, and the executor or administrator works with b1BANK to claim the funds.
Before contacting b1BANK, have the account holder's full name, date of birth, and any available account numbers ready.
Death claim process
Here is the step-by-step death claim process at b1BANK:
Filing a claim
State law on paying a balance without lettersLouisiana, Texas
- Louisiana
La. R.S. 6:315.1
Louisiana law permits a bank to pay from a deceased depositor's balance on an affidavit, without letters testamentary or letters of administration.La. R.S. 6:315.1Verified Oct 3, 2026View source
Limit: $20,000 held at the institution and $20,000 in total from every holder
Paid to: the surviving spouse and heirs, if any; the heirs, if there is no surviving spouse (in that order)
The section applies where the person died without a will. The section permits the payment. It does not require the bank to make it. The section sets further conditions.
La. R.S. 9:1513
Louisiana law permits a bank to pay from a deceased depositor's balance on an affidavit, without letters testamentary or letters of administration.La. R.S. 9:1513Verified Oct 3, 2026View source
Paid to: surviving spouse
Limit: $20,000 held at the institution and $20,000 in total from every holder
The section permits the payment. It does not require the bank to make it. The section sets further conditions.
- Texas
Tex. Est. Code § 152.051
Texas law permits a bank to pay from a deceased depositor's balance on an order of the court, without letters testamentary or letters of administration.Tex. Est. Code § 152.051Verified Oct 3, 2026View source
Paid to: a funeral home or the applicant, for funeral and burial expenses
Limit: $5,000 in total from every holder
When: the application may be filed "not earlier than the third day after the date of the decedent's death and not later than nine months after the date of the decedent's death"
The section permits the payment. It does not require the bank to make it. The section sets further conditions.
What b1BANK provides to the estate1
- Statement copies
For an account that came from Progressive Bank, statements and history from before January 1, 2026 are not in online banking; a banking center or the call center provides them on request.1
What b1BANK's agreement and guidance say2
Not in b1BANK's published guidance10
- A department for deceased-customer accounts
- A claim form
- A list of required documents
- Whether the death certificate must be certified
- A mailing address for claim documents
- An online way to report a death
- Which court appointment document it accepts
- A small-estate procedure
- How long a claim takes
- Terms in its agreements for a customer's death
Sources
(2)·
Data sourced from b1BANK primary sources (49 pages reviewed). How we research.
b1BANK death claims support
Client Services
Death notifications go through general customer service.
Estate planning articles
Learn how to protect your b1BANK accounts and other assets with trusts, beneficiary designations, and estate planning documents.
Is this your situation?
Get a complete guide for your specific circumstances.
Forms for Settling an Estate
Free forms for settling an estate: probate petition, small estate affidavit, creditor notice and closing forms. Prepare each form for your state.
Affidavit of Death
Put a joint owner's or a transfer on death deed owner's death on the land records with the affidavit your state's statute names, laid out for recording.
IRS Form 56
Notify the IRS that you are the fiduciary of an estate, a trust or a person, or end a notice filed before, on the official form.
Digital Assets Recovery Letter
Prepare a letter requesting a deceased person's online accounts, points, and balances from the program that holds them.
Petition for Probate and Letters
Open probate and ask the court to appoint you and issue Letters Testamentary or Letters of Administration.
Notice to Creditors
Notify estate creditors and start the claim period — the published notice plus mailed copies for known creditors.
Renunciation of Executor
Decline an appointment as executor named in a will — the writing filed with the court before anyone is appointed.
Tools for Settling an Estate
Free tools for settling an estate: whether probate is needed, executor and trustee pay, creditor deadlines and taxes. Run each tool for your state.
How Many Death Certificates Do I Need?
Calculate how many certified death certificates you need and see ordering info for your state.
Do I Need Probate?
Find out if an estate needs probate or qualifies for simplified procedures.
What Happens to Jointly Owned Property When an Owner Dies?
See what your state records when a joint tenant with right of survivorship dies: an affidavit, the death certificate or a new deed.
Do I Have to File Tax Returns for Someone Who Died?
Find out which tax returns need to be filed after someone dies and whether tax clearance is required.
How Do I Settle an Estate?
Personalized plan for settling an estate after someone passes away.
What Do I Do When Someone Dies?
A step-by-step checklist for the days, weeks, and months after a death, with state rules noted where they apply.
