How to name beneficiaries and fund a trust at Arrowhead CU
Covers 9 deposit, 3 retirement, and 3 lending accounts — beneficiaries must be updated in-branch
Arrowhead Credit Union, P.O. Box 4100, Rancho Cucamonga, CA 91729
Arrowhead Credit Union, P.O. Box 4100, Rancho Cucamonga, CA 91729
Arrowhead Credit Union, P.O. Box 4100, Rancho Cucamonga, CA 91729
The goal with your Arrowhead CU accounts is to make sure every account has a transfer mechanism in place—either a POD beneficiary designation or trust ownership. Because Arrowhead CU is a membership-based institution, trust retitling must maintain the membership eligibility requirement. Accounts without either one will require probate, which means court involvement and delays for your family.
Arrowhead CU has 15 accounts with different estate transfer rules. Here is how beneficiary designations, trust ownership, and probate apply to each one.
- For deposit accounts: request POD (Payable on Death) designation with beneficiary full legal name, date of birth, Social Security number, and relationship
- For IRA accounts: complete the IRA Beneficiary Designation form with primary and contingent beneficiary sections
Required Documents
- Trust name, date established, and tax ID (EIN or SSN)
Special Requirements
- Trust beneficiary designations may require a copy of the Certification of Trust
- IRA beneficiary changes for married account holders in California (a community property state) may require spousal consent
Sources
Data sourced from Arrowhead CU primary sources (23 pages reviewed). How we research.
Download these Arrowhead CU instructions
Download instructions for the whole estateA printable PDF with the steps, required documents, and contact details — verified against Arrowhead CU primary sources. Bring it to the branch or keep it beside the phone.
Arrowhead Credit Union, P.O. Box 4100, Rancho Cucamonga, CA 91729
Arrowhead Credit Union, P.O. Box 4100, Rancho Cucamonga, CA 91729
Arrowhead Credit Union, P.O. Box 4100, Rancho Cucamonga, CA 91729
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