Estate planning at Arrowhead CU
How to protect 15 Arrowhead CU accounts — manage beneficiaries in-branch, fund a trust in-branch, and file death claims
Arrowhead Credit Union, P.O. Box 4100, Rancho Cucamonga, CA 91729
Arrowhead Credit Union, P.O. Box 4100, Rancho Cucamonga, CA 91729
Arrowhead Credit Union, P.O. Box 4100, Rancho Cucamonga, CA 91729
How your Arrowhead CU accounts transfer at death depends on how each one is set up. As a membership-based credit union, Arrowhead CU membership is open through association membership (Community Impact Fund or Surfrider Foundation), immediate family of existing members, or select employer groups in the San Bernardino and Riverside County areas. Arrowhead covers the association membership fee during enrollment. Operates approximately 20 branches throughout the Inland Empire. Headquartered at 8686 Haven Ave, Rancho Cucamonga, CA 91730. $4 entrance fee and $1 initial deposit required. With 15 account types, the transfer rules vary—getting the right designations in place now prevents delays and court involvement later.
At Arrowhead CU, beneficiary designations are managed in branch, by mail, and by phone. Accounts can also be retitled into a trust to keep them out of probate entirely.
Arrowhead CU provides specific procedures for both proactive estate planning and filing claims after a death.
Preparing your estate
Beneficiaries and trust funding
How to update beneficiaries in-branch, fund a trust in-branch, and review 15 account types at Arrowhead CU.
View details →When someone dies
Death claim process
5-step process, 7 required documents, and contact information for survivors.
View details →Arrowhead CU operates in select states, so estate planning procedures may vary by location. Confirm availability in your state before initiating trust funding or account changes.
Frequently asked questions
Yes. Arrowhead Credit Union accepts both revocable and irrevocable trust accounts for checking, savings, money market, and share certificate accounts. Visit a local branch with your Certification of Trust (or full trust agreement), trustee identification, and the trust Tax Identification Number. Existing accounts can also be retitled to a trust without closing them. At least one trustee or beneficiary must meet the credit union's membership eligibility requirements.
Yes. Existing deposit accounts (checking, savings, money market, share certificates) can be retitled to your revocable living trust. Visit an Arrowhead Credit Union branch with your Certification of Trust and trustee identification. The process does not require closing and reopening the account if the same SSN or EIN is used. IRA accounts cannot be retitled to a trust.
Yes. While IRA accounts cannot be retitled to a trust, you can name a revocable living trust as the beneficiary of your Traditional IRA, Roth IRA, or IRA Certificate at Arrowhead Credit Union. Visit a branch or call (800) 743-7228 to complete the IRA Beneficiary Designation form. In California (a community property state), spousal consent may be required when naming a trust or non-spouse beneficiary on an IRA.
Sources
Data sourced from Arrowhead CU primary sources (23 pages reviewed). How we research.
Arrowhead Credit Union, P.O. Box 4100, Rancho Cucamonga, CA 91729
Arrowhead Credit Union, P.O. Box 4100, Rancho Cucamonga, CA 91729
Arrowhead Credit Union, P.O. Box 4100, Rancho Cucamonga, CA 91729
Estate planning articles
Learn how to protect your Arrowhead CU accounts and other assets with trusts, beneficiary designations, and estate planning documents.
