Estate planning as a Midjourney account holder
Midjourney, Inc. accounts are forfeited when the account holder dies
Midjourney Billing Support
Midjourney Billing Support (no dedicated estates channel)
Midjourney is an AI image and video generation platform that creates assets from text prompts. A Midjourney account holds a library of generated images and videos, prompt history, subscription status, and usage data. Midjourney has no published bereavement policy, no account transfer mechanism, and no legacy contact feature, so the account itself is forfeited at death. The subscription and image history cannot be transferred between accounts, though Midjourney may offer a credit transfer to a living user moving to a different account. The Terms of Service state that a subscriber owns all Assets they create with the Services to the fullest extent possible under applicable law, and that the ownership persists even if the membership is later downgraded or cancelled, so the generated assets themselves are estate property even though the account holding them is not transferable. Generated assets and account history are not deleted when a subscription is cancelled; an account and its data can be deleted from the Manage Subscription page, which cancels the subscription immediately, opens a 7-day reconsideration window, and then deletes the account and its associated data within 30 days.
When a Midjourney account holder dies, their accounts are forfeited. The program's terms state that accounts do not constitute property of the account holder and cannot be transferred upon death, by operation of law, or through estate planning documents.
What happens at death
Midjourney has no published bereavement, estate, or deceased-user policy. There is no dedicated form, memorial account option, legacy-contact setting, or named support path for next of kin, and the words "deceased", "death", "estate" and "next of kin" appear nowhere in the current Terms of Service or Privacy Policy. The Terms of Service (Version Effective Date: May 27, 2026), section 4 "Content Rights", state that "You own all Assets You create with the Services to the fullest extent possible under applicable law," subject to the obligations imposed by the Agreement and the rights of any third parties, and that "Your ownership of the Assets you created persists even if in subsequent months You downgrade or cancel Your membership." Companies (and employees of companies) with more than $1,000,000 USD a year in revenue must be subscribed to a Pro or Mega plan to own their Assets, and an upscale of another user's image remains owned by the original creator. The consequence for an estate is a split: the generated assets are the decedent's property and pass with the estate, but the ACCOUNT that holds them does not. Midjourney's published subscription-transfer policy states that a Midjourney subscription and image history "can't be transferred," and that the image gallery, image count history, and other account-specific details will not move between accounts; Midjourney may in some cases offer a credit transfer when an existing user needs to subscribe on a different account, but that is a billing courtesy during life, not a death or estate mechanism. The Terms also provide that only one user may use the Services per registered account and that each user may only have one account. Separately, the Terms grant Midjourney a perpetual, irrevocable, royalty-free copyright license over the Content input into the Services and the Assets produced through it, and that license survives termination of the Agreement — so the estate's ownership of the assets does not displace Midjourney's own standing license. In practice: files the decedent already downloaded survive in their own storage, but the live account, the subscription, and the online gallery are lost unless Midjourney elects to help. A survivor can write to Midjourney support to ask, as a discretionary matter, for an export of the archive, for the subscription and purchase records, and for the account not to be purged while the estate is opened; Midjourney publishes no process for any of it and promises no result.
Planning your estate
Protecting Midjourney accounts while the account is active
No beneficiary designation, accounts can only be redeemed, not transferred, and 6-step plan.
View details →When someone dies
Handling Midjourney accounts after a death
Accounts are forfeited under the official terms, 6-step process, and 4 required documents.
View details →Midjourney does not support beneficiary designations. Unlike bank accounts or investment accounts, there is no way to formally name a beneficiary on this type of account.
Frequently asked questions
Under section 4 of Midjourney's Terms of Service, "You own all Assets You create with the Services to the fullest extent possible under applicable law," subject to the obligations in the Agreement and the rights of any third parties, and that ownership "persists even if in subsequent months You downgrade or cancel Your membership." So the assets themselves are the decedent's property and pass through their estate. Two published exceptions matter: an image upscaled from another user's creation remains owned by that original creator, and a company, or an employee of a company, with more than $1,000,000 USD a year in revenue must be subscribed to a Pro or Mega plan to own the assets it creates. Midjourney also holds its own perpetual licence over the content input into the Services and the assets produced through them, and that licence survives termination.
Midjourney's Terms grant a subscriber ownership of the Assets they create, but that grant is contractual and does not by itself create copyright, and Midjourney's own help pages say it cannot offer guidance on copyright matters and point users to a lawyer. The U.S. Copyright Office has held that purely AI-generated output without sufficient human authorship is not registrable; work with substantial human creative contribution may carry protection in the human-authored elements. An estate should treat the assets as property it owns and can use, while understanding that the copyright position depends on how much human authorship went into them.
Sources
Data sourced from Midjourney, Inc. primary sources (13 pages reviewed). How we research.
Midjourney Billing Support
Midjourney Billing Support (no dedicated estates channel)
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