Can you pass on your McDonald’s points when you die?
McDonald’s' terms forfeit McDonald’s points at death.
Protecting McDonald’s points while the account is active
No beneficiary designation, points can only be redeemed, not transferred, and 7-step plan.
How to protect your McDonald’s points while you are alive →Someone died. Handling McDonald’s points after a death
Points are forfeited under the official terms, 7-step process, and 4 required documents.
What happens to McDonald’s points when someone dies →MyMcDonald’s Rewards is the free loyalty program inside the McDonald’s app. Members earn 100 points for every $1 spent on qualifying purchases and can start redeeming at 1,500 points for free food and drinks at participating restaurants.
Under McDonald’s' terms, McDonald’s points are forfeited when the account holder dies. McDonald’s allows no lifetime transfer of points; the account holder can only redeem them.
What happens to McDonald’s at death
- Forfeited at death
MyMcDonald’s Rewards points are forfeited. The US terms do not address death; the outcome follows from their provisions that points are not property, are not transferable, and expire immediately when the account terminates for any reason.1
Naming who acts after a death
- Designation
MyMcDonald’s Rewards offers no beneficiary designation; points stay in the single account that earned them.1
Other companies and product lines involved1
- Arch Card Customer Care
Arch Card gift card balance, transaction history, and freezing a lost or stolen card2, 3
Phone: 1-800-244-6227
Sources3
- 1.Terms and Conditions for McDonald’s Online Services (USA) and MyMcDonald’s Rewards Terms (USA), Rewards Terms "Effective: October 20, 2023"; master terms "Effective: September 5, 2024"
- 2.Arch Card FAQ
- 3.Arch Card Terms and Conditions
McDonald’s publishes no process specific to a deceased person's account; a written request goes in through McDonald’s' support ticket system. There is no way to name a beneficiary or successor on a McDonald’s account.
Sources
Data sourced from McDonald’s Corporation primary sources (8 pages reviewed). How we research.
McDonald’s customer support
McDonald’s Customer Service (Contact Us / online feedback form)
Phone
Website
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