Can you pass on your My GM Rewards points when you die?
General Motors' terms forfeit My GM Rewards points at death. While alive, the account holder can use transfers to another member.
Protecting My GM Rewards points while the account is active
No beneficiary designation, lifetime transfer options for points, and 7-step plan.
How to protect your My GM Rewards points while you are alive →Someone died. Handling My GM Rewards points after a death
Points are forfeited under the official terms, 5-step process, and 5 required documents.
What happens to My GM Rewards points when someone dies →My GM Rewards, now branded GM Rewards, is GM's free owner loyalty program across Chevrolet, Buick, GMC and Cadillac. Members earn points through one GM Account and redeem them toward vehicles, service, parts, OnStar plans and GM Financial balances.
Under General Motors' terms, My GM Rewards points are forfeited when the account holder dies. While the account holder is alive, General Motors allows transfers to another member.
What happens to My GM Rewards at death
- Forfeited at death
Under GM's Program Terms, GM closes a Member Account upon the death of the Member, and all accumulated points automatically expire and are forfeited.1
Naming who acts after a death
- Designation
There is no way to name a beneficiary on a My GM Rewards account; a member-to-member transfer completed while the member is living is how points move to a family member.1
Other companies and product lines involved2
- Barclays Bank Delaware (GM Rewards Mastercard)
The GM Rewards Mastercard, a separate card account with the bank's own death-notification process2, 3
- GM Financial and Cadillac Financial
Vehicle financing accounts, which transfer or terminate under their own terms rather than through the rewards program1
Sources3
- 1.GM Rewards Program Terms and Conditions, Updated: May 20, 2025
- 2.GM Rewards Support: Manage your GM Rewards account
- 3.GM enhances loyalty program and unveils new GM Rewards Mastercard from Barclays, May 20, 2025
General Motors publishes no process specific to a deceased person's account; the request starts by phone at 1-844-764-2665. There is no way to name a beneficiary or successor on a My GM Rewards account.
Sources
Data sourced from General Motors primary sources (6 pages reviewed). How we research.
My GM Rewards customer support
GM Rewards Member Support Center
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