Planning ahead for your My GM Rewards points

General Motors's terms state that points are forfeited when the account holder dies. Lifetime planning is the only path to extracting value from the account before that happens.

Members can transfer points to other My GM Rewards members while their account is active. This may involve a fee, but it is the most straightforward way to share points with family.

How to protect your My GM Rewards points

5 steps for managing your My GM Rewards points during your lifetime:

Family sharing

My GM Rewards has no household or family pooling account, but GM does promote point sharing: its own support page says members "can even share them with loved ones and friends who are also GM Rewards Members." A member may transfer points to another individual member through the point transfer request at experience.gm.com/myaccount/rewards/transfer-points or by calling the GM Rewards Member Support Center at 1-844-764-2665. Under Section 3(K) of the Terms, the member transferring the points must have been enrolled in the program for more than thirty (30) days, and a member must call 1-844-764-2665 to initiate or receive transfers totaling more than 300,000 points in a calendar year. Transfers occur instantly, and transferred points then follow the expiration date of the recipient's account; transfer activity does not count as activity for the seven-year expiration clock, except that a transfer into an account with no point balance starts the clock on the transferred points. GM will also merge two or more Member Accounts held by the same member and combine the points, by phone. Because points are forfeited at death, have no cash value, and cannot be transferred by operation of law, a member-to-member transfer completed while the member is living is the dependable way to move points to a family member.

Frequently asked questions