How to protect your Choice Privileges points while you are alive

There is no way to name a beneficiary on a Choice Privileges account.¹

Choice Privileges has no points pooling.¹

As of September 16, 2026, members cannot transfer an existing balance to another member.¹

Choice says that later in 2026 members will be able to share points with other Choice Privileges members, and its program page labels points sharing "Coming Soon". The feature is not in the Rules effective January 1, 2026.^{2, 3}

A member may redeem a Reward Night for immediate family members (spouse, partner, children, parents, in-laws, brothers and sisters), who can use it even if the member is not occupying the room.¹

A member may buy points into another member's account, up to 180,000 purchased or gifted points received per calendar year, and both accounts must be open and in good standing. This buys new points; it does not move an existing balance.¹

Points can be exchanged into airline and other loyalty programs through the Choice Privileges Rewards Exchange, powered by Points.com, with a 5,000-point minimum per exchange and a cap of 1 million points exchanged per calendar year.¹

American Express Membership Rewards points can be transferred into a Choice Privileges account; once there, they are under the same non-transfer rule.²

Points are forfeited after 18 consecutive calendar months without a Qualifying Activity: earning or redeeming points, including a qualifying stay, a redemption, earning with a partner program or buying points. Each activity extends the expiration date by another 18 months.¹

Members holding Gold, Platinum, Diamond or Titanium status are exempt from expiration while they hold status in good standing; if all Elite status is lost, the expiration date is set 18 months from the loss.¹

Reinstating expired points is a paid transaction through Points.com, available within 180 days of expiration, capped at 1,000,000 points and one request per month.¹