How Do I Open a Trust Account at Regions?
Yes. Regions opens deposit accounts in the name of a revocable living trust. What Regions publishes about opening an account in the name of a revocable living trust, and what the successor trustee brings after a death.
Opening a trust account at Regions
Account type: Formal Trust Account
Where to open it
Not published by Regions
Documents to bring
- Written trust agreement (or the will creating the trust), provided at account opening
- Certificates, affidavits or instruments attesting to the terms of the trust, if Regions requires them
What it costs
Regions does not state the opening deposit, monthly fee, or fee-waiver balance for a trust account.
- Schedule that applies
- Not published; the Regions Deposit Agreement does not assign a trust account to the Personal, Business or Private Wealth Management schedule
- For trust accounts
- An account titled to a trustee, co-trustee or grantor can count toward LifeGreen Preferred Checking relationship pricing. On the business schedule, trust accounts cannot supply the $30,000 related balance that waives the Advantage Business Checking fee.
- Other charges
- Paper statements $3.00 on most accounts; check images with paper statement $4.00 (printed) or $5.00 a month (Deluxe); early closing within 180 days $25.00. Regions reserves a charge on dormant accounts without publishing a figure.
| Account | To open | Monthly fee | Waiver or condition |
|---|---|---|---|
| LifeGreen Preferred Checking | $25 | $18 | $5,000 average monthly balance; or combined Regions deposit balances of $25,000; or combined $25,000 Regions loan balances; or any first-lien Regions home mortgage in good standing |
| LifeGreen Checking | $25 | $8 with online statements or $11 with paper statements | ACH direct deposit of at least $500 (or $1,000 combined) per statement period; or $1,500 average monthly balance |
| LifeGreen eAccess Account | $25 | $8 | At least 10 Regions CheckCard and/or credit card purchases per statement period |
| Regions Savings | $25 | $5 | $300 minimum daily balance |
| LifeGreen Savings | $25 | $0 | Not applicable (requires opening or maintaining a Regions checking account) |
| Premium Money Market | $25 | $15 | Minimum daily balance of $15,000; or opening or maintaining a LifeGreen Preferred Checking account |
What to know at Regions
Regions holds a Formal Trust Account for trustees under a written trust agreement provided at opening, and it may accept certificates, affidavits or instruments in place of reviewing the trust instrument. After a trustee's death or replacement, Regions releases funds only once it is satisfied that "all required legal documents have been delivered to us". Regions bankers are at 1-800-REGIONS (734-4667) or through the Make an Appointment page.
Not in Regions's published guidance
- Whether the account is opened under the grantor's SSN or the trust's EIN
- Whether it has its own certification of trust form
- Whether an existing account can be retitled to the trust
- Whether a branch appointment is needed
- Whether every co-trustee must sign or appear
- Whether you must already bank there
- Whether the account comes with online banking, checks, or a debit card
General information about each bank's published trust-account requirements, not legal or banking advice. Requirements vary by state and account type. Consult the institution for its current requirements. Data verified Sep 24, 2026
Regions's published guidance does not state where a trust account is opened.
Regions lists: Written trust agreement (or the will creating the trust), provided at account opening; Certificates, affidavits or instruments attesting to the terms of the trust, if Regions requires them. What proves the trust: the full trust instrument.
Regions does not state which taxpayer number a revocable trust account is opened under.
A trust account is a deposit account titled in the name of a trust rather than a person — for a revocable living trust, typically "[Trustee name], Trustee of the [Trust name]". While the grantor is alive and serving as trustee, the account is the grantor's to use; the trust title is what keeps the funds out of probate and lets the successor trustee take over without a court appointment.
A trust account holds assets that were titled to a trust before death, and the successor trustee takes control of it under the trust document. An estate account is opened after death by the court-appointed executor or administrator, under the estate's own EIN, for assets that were not in a trust and pass through probate. A family with a funded revocable trust may need only the trust account; a family with a will, or no will, opens an estate account.
Sources
Data sourced from Regions primary sources (14 pages reviewed). How we research.
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