How Do I Open a Trust Account at Chase?

Opening or retitling

In a branch

Available

Online

Not available

By phone

Not available

By mail

Not available

Appointment

Required

Documents to bring

• Certification of trust, or other trust documents (trust agreement; certificate of trust; court order establishing trust)
• Power of attorney document (if applicable)
• State-required documents (if applicable)
• Trust amendment (if applicable)
• Death certificate (if applicable)
• Primary and secondary IDs confirming a current U.S. residential address, for all trustees

Steps at Chase

1. 1
   Gather the certification of trust or other trust documents, plus any trust amendment, power of attorney document, state-required documents or death certificate that applies.
2. 2
   Gather primary and secondary IDs confirming a current U.S. residential address for all trustees.
3. 3
   Schedule an in-person meeting with a banker at a Chase branch to open or service the trust bank account.

   • JPMorgan Private Client customers contact their Relationship Manager or Senior Private Client Banker instead.
4. 4
   Attend the meeting: all trustees may need to be present, more than one branch visit may be required, and requirements may vary by state.

What it costs

Chase does not state the opening deposit, monthly fee, or fee-waiver balance for a trust account.

Schedule that applies

Additional Banking Services and Fees for Personal Accounts (part of the Chase Deposit Account Agreement), effective 6/14/2026

For trust accounts

Chase waives the early withdrawal penalty on a personal CD at the death of the grantor of a revocable living trust, and when a CD is retitled into a living trust without moving the funds or changing its term or rate.

What to know at Chase

An agent under a power of attorney may be able to open the trust account "if the trust and power of attorney allows an agent to open the account". Chase names its own Chase Certification of Trust in the Deposit Account Agreement and relies on it in place of the trust instrument and its amendments, with the trustee indemnifying Chase. The line 1-800-392-5749 opens a J.P. Morgan Securities brokerage trust account, not a deposit account.

Not in Chase's published guidance

• Whether the account is opened under the grantor's SSN or the trust's EIN
• Whether it has its own certification of trust form
• Whether an existing account can be retitled to the trust
• Whether every co-trustee must sign or appear
• Whether you must already bank there
• Whether the account comes with online banking, checks, or a debit card