How to name beneficiaries and fund a trust at Wright-Patt CU
Covers 10 deposit, and 2 retirement accounts — beneficiaries must be updated in-branch
Wright-Patt Special Services
Special Services
Wright-Patt Credit Union, 3560 Pentagon Blvd, Beavercreek, OH 45431-1706
There are two ways to keep your Wright-Patt CU accounts out of probate: adding Payable on Death designations and retitling accounts into a trust. Because Wright-Patt CU is a membership-based institution, trust retitling must maintain the membership eligibility requirement. Both methods ensure your accounts transfer directly to the people you choose, without court involvement.
Across 12 product types, Wright-Patt CU accounts vary in how they transfer at death. The sections below walk through Payable on Death (POD) designations, trust funding options, and which products support each method.
- Bring government-issued photo ID
- Request the POD beneficiary designation form
- Specify percentage allocation for each beneficiary (e.g., 70%/20%/10% or equal shares)
- All account holders must sign the form
Required Documents
- Trust name, date established, and tax ID (EIN or SSN)
Special Requirements
- POD beneficiary designations do not apply to Individual Retirement Accounts (IRAs)
- IRA accounts and HSA accounts use separate beneficiary designation forms
- Beneficiary designations on the primary Share 00 account automatically apply to all sub-accounts unless the member provides written instructions to modify
- Multiple beneficiaries share proceeds proportionately based on designated percentages
- Changes are effective only upon written acknowledgment by the credit union
Sources
Data sourced from Wright-Patt CU primary sources (20 pages reviewed). How we research.
Download these Wright-Patt CU instructions
Download instructions for the whole estateA printable PDF with the steps, required documents, and contact details — verified against Wright-Patt CU primary sources. Bring it to the branch or keep it beside the phone.
Wright-Patt Special Services
Special Services
Wright-Patt Credit Union, 3560 Pentagon Blvd, Beavercreek, OH 45431-1706
Estate planning articles
Learn how to protect your Wright-Patt CU accounts and other assets with trusts, beneficiary designations, and estate planning documents.
Is this your situation?
Get a complete guide for your specific circumstances.
New Baby or Adoption
Your family is growing. Your protection should too. Guardian nominations, trusts for minors, beneficiary updates, and the documents new parents need in place.
Learn more
Marriage
What married couples need in place: one joint trust or two, wills, beneficiary updates, and the spousal rights your state grants you automatically.
Learn more
New Home
How to put your house in a revocable trust: the deed you record, what it does to your mortgage and property taxes, and when a TOD deed is simpler.
Learn more
Retirement
Retirement changes your financial picture. Healthcare directives, beneficiary reviews, long-term care planning, and protecting what you've built.
Learn moreMore estate planning resources
Explore related tools and documents to complete your estate plan.
How Much Does Probate Cost?
Estimate attorney fees, executor fees, court costs, and timeline for probating an estate in your state. See if the estate qualifies for simplified probate procedures.
Who Inherits Without a Will?
Find out who inherits your estate and how much they get if you die without a will. Based on your state's intestate succession laws.
How Much Are Estate & Inheritance Taxes?
Calculate federal estate tax, state estate tax (12 states + DC), and inheritance tax (5 states) for an estate or trust.
What Does Estate Planning Actually Cost?
See the true cost of estate planning. Compare SimplyTrust, Trust & Will, LegalZoom, and attorneys including life events like marriage, divorce, and having children.
How Much Does a Revocable Living Trust Cost?
Compare the cost of creating a revocable living trust. See how SimplyTrust, Trust & Will, LegalZoom, and attorneys compare over 5 years including life events.
How Much Does a Will Cost?
Compare the cost of creating a will. See document costs plus probate fees your heirs will pay. Compare SimplyTrust, Trust & Will, LegalZoom, and attorneys.
