How to name beneficiaries and fund a trust at Trumark
Covers 12 deposit, 4 retirement, 1 investment, 3 insurance, and 6 lending accounts — beneficiaries must be updated in-branch
Member Service Center / Digital Branch
Trumark Credit Union, 335 Commerce Drive, Fort Washington, PA 19034
Member Service Center / Digital Branch
Trumark Credit Union, 335 Commerce Drive, Fort Washington, PA 19034
Member Service Center (Death Notifications and Estate Accounts)
Trumark Credit Union, Attn: Member Service Center, 335 Commerce Drive, P.O. Box 8127, Fort Washington, PA 19034
Preparing your Trumark accounts for estate transfer involves two key steps: designating beneficiaries on each account and, where appropriate, retitling accounts into a trust. Because Trumark is a membership-based institution, trust retitling must maintain the membership eligibility requirement. Accounts with Payable on Death designations or trust ownership bypass probate entirely.
Across 26 product types, Trumark accounts vary in how they transfer at death. The sections below walk through Payable on Death (POD) designations, trust funding options, and which products support each method.
- Visit any branch across the five-county Southeastern Pennsylvania service area
- Bring government-issued photo ID
- Ask for the POD / beneficiary designation form for your account type
- List primary and contingent beneficiaries with the required identifying information
- For a trust beneficiary, provide the trust name, date, and EIN
- All account owners must sign; the representative processes the designation
Required Documents
- Trust name, date established, and tax ID (EIN or SSN)
Special Requirements
- POD / beneficiary designation is available on all deposit accounts (checking, savings, money market, and certificates)
- Trumark also offers a "tentative trust" savings account (opened in branch) that names a beneficiary while the owner keeps full access and control during life; the Membership and Account Agreement treats it as a Revocable Trust Account
- Under that agreement, a POD/trust-account beneficiary cannot withdraw until every person who created the account has died and the beneficiary is then living; two or more surviving beneficiaries take in equal shares with no survivorship between them
- The account owner may change beneficiaries, change the account type, or withdraw all of the funds at any time
- IRA beneficiaries are designated at account opening and can be updated at any time by submitting a new beneficiary designation form
- Each account must be updated individually; beneficiary designations do not automatically carry across accounts
- All account owners must sign beneficiary designation forms
- Beneficiary forms are not available for self-service download from trumark.com and must be requested by phone, through the Digital Branch chat, or in branch
Sources
Data sourced from Trumark primary sources (15 pages reviewed). How we research.
Download these Trumark instructions
Download instructions for the whole estateA printable PDF with the steps, required documents, and contact details — verified against Trumark primary sources. Bring it to the branch or keep it beside the phone.
Member Service Center / Digital Branch
Trumark Credit Union, 335 Commerce Drive, Fort Washington, PA 19034
Member Service Center / Digital Branch
Trumark Credit Union, 335 Commerce Drive, Fort Washington, PA 19034
Member Service Center (Death Notifications and Estate Accounts)
Trumark Credit Union, Attn: Member Service Center, 335 Commerce Drive, P.O. Box 8127, Fort Washington, PA 19034
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