How to designate beneficiaries at Titan
Beneficiaries are managed online
Estate planning for your Titan investment accounts starts with understanding how each one transfers at death. Beneficiary designations and trust retitling both bypass probate, but the right approach depends on the account type, your tax situation, and how much control you want over distributions.
Titan offers 7 investment accounts, each with its own transfer rules. The sections below cover how to set up beneficiaries, fund a trust, and which products support each approach.
Required Documents
- Spouse's consent (in a community property state, to name someone other than a spouse). The Wealth Team sets it up
Required Documents
- Spouse's consent (in a community property state, to name someone other than a spouse). The Wealth Team sets it up
What Titan says about beneficiaries and trusts
Each section is Titan's own statement, with the document it comes from numbered under Sources.
Which accounts take a beneficiary2
Who can be named1
- A trust
A trust can be named as the beneficiary of a Titan account. Titan states: "You can, however, designate a trust as the beneficiary of your Titan account."2
What a designation takes to be effective
- All accounts
In a community property state, Titan states spousal consent is required to name someone other than a spouse. Titan routes that through the Wealth Team.1
What Titan's agreement says about beneficiaries1
- Who can see the designation
Split allocations and contingent beneficiaries added directly with Titan's team are not yet visible on the Titan website. Titan sent an email confirmation when they were added and will confirm the designations on file on request.1
Which accounts a trust can hold3
- Investment account
Individual Investing and Direct Indexing accounts cannot be retitled into the name of a revocable living trust.2
- Joint account with survivorship
Joint accounts cannot be retitled into the name of a revocable living trust.2
- IRA
IRAs cannot be retitled into the name of a revocable living trust.2
What Titan says about trust accounts2
- Whether a new account is opened
Titan does not open trust-titled accounts. Its help center states: "Trust accounts are not currently supported."2
- Fees
Apex charges $100 per outgoing ACAT transfer, $75 per outgoing non-ACAT transfer and a $100 IRA termination fee. These are not part of Titan's advisory fee.4
Sources
Data sourced from Titan primary sources (12 pages reviewed). How we research.
Download these Titan instructions
Download instructions for the whole estateA printable PDF with the steps, required documents, and contact details — verified against Titan primary sources. Bring it to the branch or keep it beside the phone.
Titan estate support
Client Services Team and Wealth Advisory Team (in-app chat and email)
Up-to-date information or a copy of the Form CRS
Hours
Mailing address
Website
Estate requests go through general customer service.
Estate planning articles
Learn how to protect your Titan accounts and other assets with trusts, beneficiary designations, and estate planning documents.
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Transfer real property to a beneficiary upon your death without probate. Available in 34 states and the District of Columbia.
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