How to name beneficiaries and fund a trust at Synchrony
Covers 5 deposit, 2 retirement, and 2 lending accounts — beneficiaries can be managed online
Synchrony Bank, P.O. Box 669802, Dallas, TX 75266-0955
Synchrony Bank, P.O. Box 669802, Dallas, TX 75266-0955
Deceased Notification / Estate Services
Synchrony Bank, Specialty Services, PO Box 669802, Dallas, TX 75266-0955 (Overnight: 3000 Kellway Drive, Suite 120, Carrollton, TX 75006)
Preparing your Synchrony accounts for estate transfer involves two primary strategies: designating beneficiaries on individual accounts and, where supported, retitling accounts into a revocable living trust. Both approaches bypass probate, but they work differently depending on the account type.
The transfer rules at Synchrony vary across 9 accounts. Below is a breakdown of beneficiary options, trust funding, and which products support each method.
- Name, Social Security number, address, date of birth, and phone number
Required Documents
- Trust name, date established, and tax ID (EIN or SSN)
Special Requirements
- Up to four beneficiaries permitted per account
- New form supersedes all prior beneficiary designations
- Trust accounts do not have separate beneficiary designations; beneficiaries are listed in the trust documents
- You can change your beneficiaries as many times as you wish
Sources
Data sourced from Synchrony primary sources (21 pages reviewed). How we research.
Download these Synchrony instructions
Download instructions for the whole estateA printable PDF with the steps, required documents, and contact details — verified against Synchrony primary sources. Bring it to the branch or keep it beside the phone.
Synchrony Bank, P.O. Box 669802, Dallas, TX 75266-0955
Synchrony Bank, P.O. Box 669802, Dallas, TX 75266-0955
Deceased Notification / Estate Services
Synchrony Bank, Specialty Services, PO Box 669802, Dallas, TX 75266-0955 (Overnight: 3000 Kellway Drive, Suite 120, Carrollton, TX 75006)
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