Estate planning options at Security Plan Life
Estate planning with Security Plan Life policies centers on beneficiary designations—the single most important step for ensuring life insurance proceeds and annuity benefits reach the intended recipients without probate involvement. Unlike bank or brokerage accounts, insurance products are not retitled into trusts; instead, trusts are named as beneficiaries when estate tax planning or controlled distributions are needed.
The transfer rules at Security Plan Life vary across 4 policies. Below is a breakdown of beneficiary options, trust funding, and which products support each method.
What Security Plan Life says about beneficiaries
Each section is Security Plan Life's own statement, with the document it comes from numbered under Sources.
Not in Security Plan Life's published guidance3
- A beneficiary form to download
- What the owner provides to name a beneficiary
- Beneficiary change procedure
Sources
Data sourced from Security Plan Life primary sources (3 pages reviewed). How we research.
Download these Security Plan Life instructions
A printable PDF with the steps, required documents, and contact details, verified against Security Plan Life primary sources. Bring it to the branch or keep it beside the phone.
Security Plan Life estate support
Policyholder Services
Phone
Donaldsonville office
Baton Rouge office
Little Rock, Arkansas office
Jackson, Mississippi office
Mailing address
Website
Estate requests go through general customer service.
Estate planning articles
Learn how to protect your Security Plan Life accounts and other assets with trusts, beneficiary designations, and estate planning documents.
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New Home
How to put your house in a revocable trust: the deed you record, what it does to your mortgage and property taxes, and when a TOD deed is simpler.
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Retirement
Retirement changes your financial picture. Healthcare directives, beneficiary reviews, long-term care planning, and protecting what you've built.
Learn moreForms for Planning Your Estate
Free forms for planning your estate: will, living trust, pour-over will, powers of attorney and TOD deed. Prepare each form for your state and download the PDF.
Revocable Living Trust
Create a revocable living trust to avoid probate, protect privacy, and control asset distribution.
Last Will and Testament
Name your heirs, guardians, and final wishes. Free for every state.
Codicil to a Will
Add, revoke or replace provisions of your will and republish the rest, signed as your state requires for a will.
Tools for Planning Your Estate
Free tools for planning your estate: will and trust costs, trust or TOD deed, and the signing rules. Run each tool for your state and read its answer.
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Do I Need a Revocable Trust?
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Trust or Will: Which Costs Less?
Compare the cost of probate vs a trust for your state and estate value.
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Whether a gift owes federal gift tax, how much of the annual exclusion and lifetime exemption it uses, and whether Form 709 is due.
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