What to do when a Seacoast Bank account holder dies

Expected timelines at Seacoast Bank: POD beneficiary claims with complete documentation are typically processed within a few business days. Probated estates depend on court timelines. Delays are almost always caused by incomplete paperwork—gathering all required documents before filing the initial claim helps avoid back-and-forth.

Seacoast Bank requires several documents to process a claim, including Certified copy of the death certificate, Government-issued photo ID for the claimant, and Letters Testamentary or Letters of Administration (if probate is required), and additional documentation depending on the account type. Certified copies are typically needed—photocopies are generally not accepted for death certificates or court documents.

Seacoast Bank's Death Claims can be reached by phone at 1-800-706-9991, email at CustomerService@SeacoastBank.com, and fax at 772-221-3029 for questions throughout the claims process.

Multiple Seacoast Bank accounts may mean multiple claims. Some account types can be processed together, but others require their own documentation. Check with the Death Claims to confirm what applies.