What to do when a SchoolsFirst FCU account holder dies
Report the death to SchoolsFirst FCU's Savings Account Administration at 1-800-462-8328
The Savings Account Administration at SchoolsFirst FCU coordinates account transitions after a member's death. How each account is handled depends on its setup: POD and trust accounts transfer automatically, while solely-owned accounts typically require court authorization through Letters Testamentary or Letters of Administration.
Death claim process
The death claim process at SchoolsFirst FCU works as follows:
Filing a claim
- In person at a SchoolsFirst branch
- By fax to (714) 258-4366
- By mail to SchoolsFirst FCU, Attention: Savings Account Administration, P.O. Box 11547, Santa Ana, CA 92711-1547
- By mail: SchoolsFirst FCU, Attention: Savings Account Administration, P.O. Box 11547, Santa Ana, CA 92711-1547
- By fax: (714) 258-4366
Required Documents
- Certified copy of the death certificate
- Additional documents requested on the forms a SchoolsFirst specialist mails, if applicable
Forms SchoolsFirst FCU issues4
What happens to each kind of account1
- IRA
SchoolsFirst has no obligation to pay IRA beneficiaries until it is notified of the death by receiving a valid death certificate.2
Accounts handled elsewhere1
- SchoolsFirst IRA Services
Inherited IRA forms1
Fax: 1-714-258-4185
What SchoolsFirst FCU's agreement and guidance say1
- Debts owed to the institution
Under the Disclosure & Agreement, the Member's pledge of shares survives death and is satisfied before the rights of any joint account survivor, pay-on-death beneficiary, or trust account beneficiary take effect.3
Varies with the complexity of the deceased Member's accounts and loans and the arrangements the Member made.
SchoolsFirst FCU's Savings Account Administration can be reached by phone at 1-800-462-8328 and fax at 1-714-258-4366 for questions throughout the claims process.
Sources
Data sourced from SchoolsFirst FCU primary sources (22 pages reviewed). How we research.
SchoolsFirst FCU death claims support
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