How to name beneficiaries and fund a trust at Rockland FCU
Covers 9 deposit, 3 retirement, and 8 lending accounts — beneficiaries must be updated in-branch
Phone1-800-562-7328
Emailinfo@rfcu.com
Mailing Address
Rockland Federal Credit Union, 241 Union St., Rockland, MA 02370
WebsiteLearn more→
Phone1-800-562-7328
Emailinfo@rfcu.com
Mailing Address
Rockland Federal Credit Union, 241 Union St., Rockland, MA 02370
WebsiteLearn more→
Member Solutions Center
Phone1-800-562-7328
Emailinfo@rfcu.com
Mailing Address
Rockland Federal Credit Union, 241 Union St., Rockland, MA 02370
Local
WebsiteNotify online→
Verified Jul 2026
Preparing your Rockland FCU accounts for estate transfer involves two key steps: designating beneficiaries on each account and, where appropriate, retitling accounts into a trust. Because Rockland FCU is a membership-based institution, trust retitling must maintain the membership eligibility requirement. Accounts with Payable on Death designations or trust ownership bypass probate entirely.
The transfer rules at Rockland FCU vary across 20 accounts. Below is a breakdown of beneficiary options, trust funding, and which products support each method.
Direct Access Checking AccountPremium Checking AccountHealth Savings Account (HSA)50 Plus Checking AccountAdvantage SavingsRockFed High Yield SavingsMoney Market AccountShare CertificateStudent Checking Account
1
Visit any of the nine Rockland FCU branch locations:
- Bring government-issued photo ID
- Request to add or update POD (Payable on Death) beneficiary designations
2
Provide beneficiary information:
- Full legal name, date of birth, relationship, and Social Security number
- Percentage allocation if naming multiple beneficiaries
3
Sign the beneficiary designation form
Required Documents
- Trust name, date established, and tax ID (EIN or SSN)
Special Requirements
- Rockland FCU does not publish its beneficiary designation forms online; the paperwork is generated at the branch or sent by the Member Solutions Center
- Eligible accounts: checking, savings, money market, and share certificate accounts
- IRA accounts use a separate beneficiary designation process
- Per federal credit union bylaws, shares may be issued in trust and must state the name of the beneficiary
- The account agreement treats an in-trust-for account as a Revocable Trust Account: on the death of the trustee (or of both trustees), the credit union may pay the person for whom the trust was made, or that person's legal representative
Sources
Data sourced from Rockland FCU primary sources (19 pages reviewed). How we research.
Download these Rockland FCU instructions
Download instructions for the whole estateA printable PDF with the steps, required documents, and contact details — verified against Rockland FCU primary sources. Bring it to the branch or keep it beside the phone.
Phone1-800-562-7328
Emailinfo@rfcu.com
Mailing Address
Rockland Federal Credit Union, 241 Union St., Rockland, MA 02370
WebsiteLearn more→
Phone1-800-562-7328
Emailinfo@rfcu.com
Mailing Address
Rockland Federal Credit Union, 241 Union St., Rockland, MA 02370
WebsiteLearn more→
Member Solutions Center
Phone1-800-562-7328
Emailinfo@rfcu.com
Mailing Address
Rockland Federal Credit Union, 241 Union St., Rockland, MA 02370
Local
WebsiteNotify online→
Verified Jul 2026
Estate planning articles
Learn how to protect your Rockland FCU accounts and other assets with trusts, beneficiary designations, and estate planning documents.
