Estate planning at Redwood CU
How to protect 15 Redwood CU accounts — manage beneficiaries in-branch, fund a trust in-branch, and file death claims
Phone707-545-4000
Toll-Free1-800-479-7928
Mailing Address
Redwood Credit Union, P.O. Box 6104, Santa Rosa, CA 95406
WebsiteLearn more→
Phone707-545-4000
Toll-Free1-800-479-7928
Mailing Address
Redwood Credit Union, P.O. Box 6104, Santa Rosa, CA 95406
WebsiteLearn more→
Member Service Center / Account Services
Phone707-545-4000
Toll-Free1-800-479-7928
Mailing Address
Redwood Credit Union, Attn: Account Services, PO Box 6104, Santa Rosa, CA 95406
WebsiteNotify online→
Verified May 2026
Redwood CU offers 15 accounts, each with its own rules for what happens when a member dies. As a membership-based credit union, Redwood CU serves over 525,000 members through 23 locations across Sonoma, Marin, Napa, Mendocino, Lake, San Francisco, Solano, and Contra Costa counties in Northern California. Membership open to anyone who lives, works, or owns a business in these eight counties, or is an immediate family member of a current RCU member. Administrative offices in Santa Rosa and Napa, CA. Over 995 employees. Members can also access accounts through over 30,000 CO-OP ATMs nationwide. Some transfer automatically to a named beneficiary, others can be held in a trust, and a few may require probate if no plan is in place.
Beneficiary designations at Redwood CU can be managed in branch, by mail, and by phone, typically taking 15-30 minutes in branch. Trust funding is also available, allowing families to retitle accounts into the name of a revocable living trust.
Redwood CU provides specific procedures for both proactive estate planning and filing claims after a death.
Preparing your estate
Beneficiaries and trust funding
How to update beneficiaries in-branch, fund a trust in-branch, and review 15 account types at Redwood CU.
View details →When someone dies
Death claim process
10-step process, 8 required documents, and contact information for survivors.
View details →Redwood CU is not available nationwide. Estate planning procedures may vary by state, so confirm that your location is served before making account changes.
Frequently asked questions
RCU partners with Trust & Will for affordable online estate planning. Members receive a 15% discount on any plan, and the first year from the purchase date is free of charge. Will-based plans are $19/year and trust-based plans are $39/year after the free period. Most people complete a will in about 15 minutes and a trust in about 20 minutes. RCU also provides estate planning educational resources on their website and free notary services at all branches for estate-related documents.
Redwood Wealth Management offers professional investment guidance through LPL Financial, a registered investment advisor and broker-dealer (member FINRA/SIPC). Services include mutual funds, stocks, bonds, ETFs, annuities, unit investment trusts, REITs, Market-Linked CDs, life and long-term care insurance, and financial planning. Contact Redwood Wealth Management at (707) 576-5040. Non-deposit investment products are not NCUA insured, are not credit union guaranteed, and may lose value.
Membership is open to anyone who lives, works, or owns a business in Sonoma, Marin, Napa, Mendocino, Lake, San Francisco, Solano, or Contra Costa counties in California. Immediate family members of current RCU members are also eligible. Founded in 1950, RCU has grown to over 525,000 members with 23 locations, approximately $9.76 billion in assets, and ranks 27th among U.S. credit unions and 4th largest in California as of Q4 2025.
Sources
Data sourced from Redwood CU primary sources (22 pages reviewed). How we research.
Phone707-545-4000
Toll-Free1-800-479-7928
Mailing Address
Redwood Credit Union, P.O. Box 6104, Santa Rosa, CA 95406
WebsiteLearn more→
Phone707-545-4000
Toll-Free1-800-479-7928
Mailing Address
Redwood Credit Union, P.O. Box 6104, Santa Rosa, CA 95406
WebsiteLearn more→
Member Service Center / Account Services
Phone707-545-4000
Toll-Free1-800-479-7928
Mailing Address
Redwood Credit Union, Attn: Account Services, PO Box 6104, Santa Rosa, CA 95406
WebsiteNotify online→
Verified May 2026
Estate planning articles
Learn how to protect your Redwood CU accounts and other assets with trusts, beneficiary designations, and estate planning documents.
