How to name beneficiaries and fund a trust at Primerica
Covers 6 investment, 6 retirement, and 5 insurance accounts — beneficiaries can be managed online
Phone1-800-257-4725
Emailplic@primerica.com
Mailing Address
Primerica, 1 Primerica Parkway, Duluth, GA 30099-0001
Mutual Funds (Shareholder Services)
Managed Investments (Lifetime Investment Program)
Loans (S.M.A.R.T. Loan & H.O.M.E. Loan)
Debt Solutions (DebtWatchers)
WebsiteLearn more→
Phone1-800-257-4725
Emailplic@primerica.com
Mailing Address
Primerica, 1 Primerica Parkway, Duluth, GA 30099-0001
Mutual Funds (Shareholder Services)
Managed Investments (Lifetime Investment Program)
Loans (S.M.A.R.T. Loan & H.O.M.E. Loan)
Debt Solutions (DebtWatchers)
WebsiteLearn more→
Life Insurance Claims
Phone1-888-893-9858
Fax1-470-564-7662
Mailing Address
Primerica Life Insurance Company, Attn: Claims Department, 1 Primerica Parkway, Duluth, GA 30099-0001
Verified May 2026
Estate planning for your Primerica investment accounts starts with understanding how each one transfers at death. Beneficiary designations and trust retitling both bypass probate, but the right approach depends on the account type, your tax situation, and how much control you want over distributions.
Primerica has 17 product types, and the estate transfer rules differ across them. Some support Transfer on Death (TOD) designations, some can be retitled into a trust, and others will require probate if nothing is set up. Each is covered below.
Individual Mutual Fund AccountJoint Mutual Fund AccountTrust AccountPrimerica Advisors Lifetime Investment Program529 College Savings PlanCorporate Account
1
For life insurance policies:
- Log in to MyPrimerica at myprimerica.com
- Navigate to your policy and select the option to modify beneficiaries
- Follow the on-screen prompts to add or update primary and contingent beneficiaries
2
Note: MyPrimerica online beneficiary changes are available for life insurance policies; mutual fund beneficiary changes must be submitted by mail via the POL-08E form
Required Documents
- Trust name, date established, and tax ID (EIN or SSN)
Special Requirements
- Life insurance beneficiary changes can be made online via MyPrimerica, by phone, or by mail
- Mutual fund beneficiary changes require the POL-08E form submitted by mail or fax (no online option)
- Spousal consent required when spouse is not the sole primary beneficiary
- POL-08E form cannot be faxed if notarization is required
- Beneficiary changes on mutual fund accounts apply at the account level, not individual fund positions
- To assign different beneficiaries per fund, positions must be in separate accounts
- TOD registration available for non-retirement mutual fund accounts
Phone1-800-257-4725
Emailplic@primerica.com
Mailing Address
Primerica, 1 Primerica Parkway, Duluth, GA 30099-0001
Mutual Funds (Shareholder Services)
Managed Investments (Lifetime Investment Program)
Loans (S.M.A.R.T. Loan & H.O.M.E. Loan)
Debt Solutions (DebtWatchers)
WebsiteLearn more→
Phone1-800-257-4725
Emailplic@primerica.com
Mailing Address
Primerica, 1 Primerica Parkway, Duluth, GA 30099-0001
Mutual Funds (Shareholder Services)
Managed Investments (Lifetime Investment Program)
Loans (S.M.A.R.T. Loan & H.O.M.E. Loan)
Debt Solutions (DebtWatchers)
WebsiteLearn more→
Life Insurance Claims
Phone1-888-893-9858
Fax1-470-564-7662
Mailing Address
Primerica Life Insurance Company, Attn: Claims Department, 1 Primerica Parkway, Duluth, GA 30099-0001
Verified May 2026
Estate planning articles
Learn how to protect your Primerica accounts and other assets with trusts, beneficiary designations, and estate planning documents.
