How to name beneficiaries and fund a trust at Polish National CU
Covers 9 deposit, 2 retirement, and 2 lending accounts — beneficiaries must be updated in-branch
Member Care Center
Polish National Credit Union, 46 Main Street, Chicopee, MA 01020
Member Care Center
Polish National Credit Union, 46 Main Street, Chicopee, MA 01020
Member Care Center (Death Claims)
Polish National Credit Union, 46 Main Street, Chicopee, MA 01020
Preparing your Polish National CU accounts for estate transfer involves two key steps: designating beneficiaries on each account and, where appropriate, retitling accounts into a trust. Because Polish National CU is a membership-based institution, trust retitling must maintain the membership eligibility requirement. Accounts with Payable on Death designations or trust ownership bypass probate entirely.
The transfer rules at Polish National CU vary across 13 accounts. Below is a breakdown of beneficiary options, trust funding, and which products support each method.
- Visit any PNCU branch location
- Bring government-issued photo ID
- Request a POD beneficiary designation form (for deposit accounts) or IRA beneficiary change form
- Complete the form with a representative
- Provide beneficiary name, relationship, date of birth, and Social Security number
Required Documents
- Trust name, date established, and tax ID (EIN or SSN)
Special Requirements
- POD designation available for deposit accounts (checking, savings, money market, certificates)
- IRA beneficiary designation is separate from deposit account POD designation
- No beneficiary designation forms are available for download on pncu.com; contact a branch, call, or email to obtain forms
- Members may also contact PNCU via the online contact form at https://www.pncu.com/contact-form/ or by emailing contactcenter@pncu.com
Sources
Data sourced from Polish National CU primary sources (19 pages reviewed). How we research.
Download these Polish National CU instructions
Download instructions for the whole estateA printable PDF with the steps, required documents, and contact details — verified against Polish National CU primary sources. Bring it to the branch or keep it beside the phone.
Member Care Center
Polish National Credit Union, 46 Main Street, Chicopee, MA 01020
Member Care Center
Polish National Credit Union, 46 Main Street, Chicopee, MA 01020
Member Care Center (Death Claims)
Polish National Credit Union, 46 Main Street, Chicopee, MA 01020
Estate planning articles
Learn how to protect your Polish National CU accounts and other assets with trusts, beneficiary designations, and estate planning documents.
