How to name beneficiaries and fund a trust at Polish National CU
Covers 9 deposit, 2 retirement, and 2 lending accounts — beneficiaries must be updated in-branch
Member Care Center
Phone(413) 592-9495
Toll-Free1-866-592-7628
Mailing Address
Polish National Credit Union, 46 Main Street, Chicopee, MA 01020
Chicopee Branch
Wilbraham Branch
Granby Branch
Westfield Branch
Southampton Branch
Hampden Branch
East Longmeadow Branch
24-Hour Automated Telephone Banking
Debit Card After-Hours
International Debit Card
Card Activation
WebsiteLearn more→
Member Care Center
Phone(413) 592-9495
Toll-Free1-866-592-7628
Mailing Address
Polish National Credit Union, 46 Main Street, Chicopee, MA 01020
Chicopee Branch
Wilbraham Branch
Granby Branch
Westfield Branch
Southampton Branch
Hampden Branch
East Longmeadow Branch
24-Hour Automated Telephone Banking
Debit Card After-Hours
International Debit Card
Card Activation
WebsiteLearn more→
Member Care Center (Death Claims)
Phone(413) 592-9495
Toll-Free1-866-592-7628
Mailing Address
Polish National Credit Union, 46 Main Street, Chicopee, MA 01020
Verified May 2026
Preparing your Polish National CU accounts for estate transfer involves two key steps: designating beneficiaries on each account and, where appropriate, retitling accounts into a trust. Because Polish National CU is a membership-based institution, trust retitling must maintain the membership eligibility requirement. Accounts with Payable on Death designations or trust ownership bypass probate entirely.
The transfer rules at Polish National CU vary across 13 accounts. Below is a breakdown of beneficiary options, trust funding, and which products support each method.
Perks CheckingCost Less N.O.W.Teen N.O.W.Perks SavingsHigh Yield SavingsStatement SavingsMoney Market AccountPremium Money MarketTerm Share Certificate
1
Prepare for your visit:
- Visit any PNCU branch location
- Bring government-issued photo ID
2
Complete the designation:
- Request a POD beneficiary designation form (for deposit accounts) or IRA beneficiary change form
- Complete the form with a representative
- Provide beneficiary name, relationship, date of birth, and Social Security number
Required Documents
- Trust name, date established, and tax ID (EIN or SSN)
Special Requirements
- POD designation available for deposit accounts (checking, savings, money market, certificates)
- IRA beneficiary designation is separate from deposit account POD designation
- No beneficiary designation forms are available for download on pncu.com; contact a branch, call, or email to obtain forms
- Members may also contact PNCU via the online contact form at https://www.pncu.com/contact-form/ or by emailing contactcenter@pncu.com
Member Care Center
Phone(413) 592-9495
Toll-Free1-866-592-7628
Mailing Address
Polish National Credit Union, 46 Main Street, Chicopee, MA 01020
Chicopee Branch
Wilbraham Branch
Granby Branch
Westfield Branch
Southampton Branch
Hampden Branch
East Longmeadow Branch
24-Hour Automated Telephone Banking
Debit Card After-Hours
International Debit Card
Card Activation
WebsiteLearn more→
Member Care Center
Phone(413) 592-9495
Toll-Free1-866-592-7628
Mailing Address
Polish National Credit Union, 46 Main Street, Chicopee, MA 01020
Chicopee Branch
Wilbraham Branch
Granby Branch
Westfield Branch
Southampton Branch
Hampden Branch
East Longmeadow Branch
24-Hour Automated Telephone Banking
Debit Card After-Hours
International Debit Card
Card Activation
WebsiteLearn more→
Member Care Center (Death Claims)
Phone(413) 592-9495
Toll-Free1-866-592-7628
Mailing Address
Polish National Credit Union, 46 Main Street, Chicopee, MA 01020
Verified May 2026
Estate planning articles
Learn how to protect your Polish National CU accounts and other assets with trusts, beneficiary designations, and estate planning documents.
