How to name beneficiaries and fund a trust at Pawtucket CU
Covers 8 deposit, 3 retirement, and 5 lending accounts — beneficiaries must be updated in-branch
Phone1-401-722-2212
Toll-Free1-800-298-2212
Mailing Address
Coastal1 Credit Union, 1200 Central Avenue, Pawtucket, RI 02861
WebsiteLearn more→
Phone1-401-722-2212
Toll-Free1-800-298-2212
Mailing Address
Coastal1 Credit Union, 1200 Central Avenue, Pawtucket, RI 02861
WebsiteLearn more→
Retail Services Department
Phone1-401-722-2212
Toll-Free1-800-298-2212
Mailing Address
Coastal1 Credit Union, 1200 Central Avenue, Pawtucket, RI 02861
WebsiteNotify online→
Verified May 2026
Estate planning at Pawtucket CU means getting each account set up so it transfers automatically when you die—either through a POD beneficiary or trust ownership. Because Pawtucket CU is a membership-based institution, trust retitling must maintain the membership eligibility requirement. Without one of these in place, accounts may require probate before your family can access the funds.
Pawtucket CU offers 16 accounts, each with its own transfer rules. The sections below cover how to set up beneficiaries, fund a trust, and which products support each approach.
Coastal1 Advantage CheckingCoastal1 Free CheckingCoastal1 Spectrum CheckingCoastal1 Direct Plus CheckingCoastal1 Statement SavingsCoastal1 Club AccountsCoastal1 Premier Money MarketCoastal1 Certificate of Deposit
1
Visit any of the 18 Coastal1 branch locations in RI or MA
2
Bring government-issued photo ID
3
Complete the POD beneficiary designation form:
- All account holders must sign the form
Required Documents
- Trust name, date established, and tax ID (EIN or SSN)
Special Requirements
- Eligible accounts: checking, savings, money market, and certificate of deposit accounts
- IRA accounts use a separate beneficiary designation process
- All account holders must sign the beneficiary designation form
- Submitting a new beneficiary form replaces all prior designations
Phone1-401-722-2212
Toll-Free1-800-298-2212
Mailing Address
Coastal1 Credit Union, 1200 Central Avenue, Pawtucket, RI 02861
WebsiteLearn more→
Phone1-401-722-2212
Toll-Free1-800-298-2212
Mailing Address
Coastal1 Credit Union, 1200 Central Avenue, Pawtucket, RI 02861
WebsiteLearn more→
Retail Services Department
Phone1-401-722-2212
Toll-Free1-800-298-2212
Mailing Address
Coastal1 Credit Union, 1200 Central Avenue, Pawtucket, RI 02861
WebsiteNotify online→
Verified May 2026
Estate planning articles
Learn how to protect your Pawtucket CU accounts and other assets with trusts, beneficiary designations, and estate planning documents.
