Estate planning and settlement at Pawtucket CU
Report a death at 1-800-298-2212
Pawtucket CU operates under a new nameRebranded
Pawtucket Credit Union now operates as Coastal1 Credit Union. The NCUA lists the same Rhode Island charter, issued in 1928, at 1200 Central Avenue in Pawtucket under the name Coastal1, and pcu.org redirects to coastal1.org. There is no separate successor institution: Coastal1 channels (coastal1.org, 401-722-2212) serve accounts opened under the Pawtucket Credit Union name.
Pawtucket CU offers 16 accounts, each with its own rules for what happens when a member dies. As a membership-based credit union, Pawtucket CU operates 19 branches: 18 in Rhode Island (Pawtucket at 1200 Central Avenue, 540 Broadway and 571 Smithfield Avenue; Johnston; Cumberland; Smithfield; Providence (Wayland Square); North Providence; East Providence (two); Bristol; Cranston (two); Warwick (two); East Greenwich; North Kingstown; and Wakefield) and one in North Attleboro, Massachusetts. The Johnston branch opened in January 2024. IRAs and club accounts are opened at a branch. Some transfer automatically to a named beneficiary, others can be held in a trust, and a few may require probate if no plan is in place.
Pawtucket CU has documented procedures for both preparing accounts during your lifetime and handling claims when an account holder passes away.
Beneficiaries and trust funding
How to review 16 account types at Pawtucket CU.
Preparing your estate →Death claim process
Report the death to Pawtucket CU at 1-800-298-2212. The page lists the steps and the documents to send.
When someone dies →Because Pawtucket CU serves a limited number of states, procedures for trust funding and beneficiary changes may differ depending on your location. Verify availability before starting.
Sources
Data sourced from Pawtucket CU primary sources (22 pages reviewed). How we research.
Pawtucket CU customer support
Call Center
Phone
Toll-free
Elan Consumer Cardmember Service (Coastal1 credit cards)
Elan Business Cardmember Service
Lost or stolen Visa debit/ATM card
Hours
Mailing address
Website
Estate planning articles
Learn how to protect your Pawtucket CU accounts and other assets with trusts, beneficiary designations, and estate planning documents.
Forms for Planning Your Estate
Free forms for planning your estate: will, living trust, pour-over will, powers of attorney and TOD deed. Prepare each form for your state and download the PDF.
Last Will and Testament
Name your heirs, guardians, and final wishes. Free for every state.
Codicil to a Will
Add, revoke or replace provisions of your will and republish the rest, signed as your state requires for a will.
HIPAA Release
Name who may receive your medical records, in the authorization federal law requires, with your state's rules for sensitive records. Free for every state.
Transfer on Death Deed
Transfer real property to a beneficiary upon your death without probate. Available in 34 states and the District of Columbia.
Tools for Planning Your Estate
Free tools for planning your estate: will and trust costs, trust or TOD deed, and the signing rules. Run each tool for your state and read its answer.
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Will My Estate Documents Transfer?
Check if estate planning documents signed in one state are valid in another.
Trust or Will: Which Costs Less?
Compare the cost of probate vs a trust for your state and estate value.
How Much Does a Revocable Living Trust Cost?
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Compare will costs across providers plus probate costs your heirs will pay.
How Does SimplyTrust Compare to LegalZoom, Trust & Will, and Other Services?
Compare what it costs to make a trust official across SimplyTrust, LegalZoom, Trust & Will, Rocket Lawyer, and Quicken WillMaker.
