Estate planning at MSUFCU
How to protect 13 MSUFCU accounts — manage beneficiaries in-branch, fund a trust in-branch, and file claims through MSUFCU's Members Trust Company (trust administration and estate settlement)
Member Services
MSU Federal Credit Union, 3777 West Road, East Lansing, MI 48823 (correspondence: P.O. Box 1208, East Lansing, MI 48826-1208)
Members Trust Company (trust administration and estate settlement)
MSU Federal Credit Union, P.O. Box 1208, East Lansing, MI 48826-1208
Specialty and Support Services
MSUFCU ATTN: Specialty and Support Services, PO Box 1208, East Lansing, MI 48826-1208
How your MSUFCU accounts transfer at death depends on how each one is set up. As a membership-based credit union, MSUFCU michigan and Illinois. Membership is open to anyone who lives, works, worships, attends school, or owns a business in Michigan, plus the MSU and Oakland University communities and select employee groups. Headquartered at 3777 West Road, East Lansing, MI 48823. Illinois presence includes Chicago-area branches and, since the July 1, 2026 American Eagle Bank acquisition, the former American Eagle offices in South Elgin and Chicago. Heirs settling a legacy American Eagle Bank account can reach those offices at 847-742-7400 (South Elgin / loans) or 773-328-2350 (Chicago); the accounts themselves are now MSUFCU accounts and the estate process below applies to them. With 13 account types, the transfer rules vary—getting the right designations in place now prevents delays and court involvement later.
Beneficiary designations at MSUFCU can be managed in branch and by mail, typically taking 15-30 minutes in branch; 1-2 weeks by mail. Trust funding is also available, allowing families to retitle accounts into the name of a revocable living trust.
There are two sides to estate planning at MSUFCU: setting things up while you're alive, and the process survivors follow after a death.
Preparing your estate
Beneficiaries and trust funding
How to update beneficiaries in-branch, fund a trust in-branch, and review 13 account types at MSUFCU.
View details →When someone dies
Death claim process
Contact MSUFCU's Members Trust Company (trust administration and estate settlement) to file a claim. 4-step process, 7 required documents, and contact information for survivors.
View details →MSUFCU's Members Trust Company (trust administration and estate settlement) can answer questions about beneficiaries, trusts, or death claims at (517) 333-2424 ext. 7280.
MSUFCU operates in select states, so estate planning procedures may vary by location. Confirm availability in your state before initiating trust funding or account changes.
Sources
Data sourced from MSUFCU primary sources (17 pages reviewed). How we research.
Member Services
MSU Federal Credit Union, 3777 West Road, East Lansing, MI 48823 (correspondence: P.O. Box 1208, East Lansing, MI 48826-1208)
Members Trust Company (trust administration and estate settlement)
MSU Federal Credit Union, P.O. Box 1208, East Lansing, MI 48826-1208
Specialty and Support Services
MSUFCU ATTN: Specialty and Support Services, PO Box 1208, East Lansing, MI 48826-1208
Estate planning articles
Learn how to protect your MSUFCU accounts and other assets with trusts, beneficiary designations, and estate planning documents.
