Estate planning at MSUFCU
How to protect 12 MSUFCU accounts — manage beneficiaries in-branch, fund a trust in-branch, and file claims through MSUFCU's Members Trust Company
Member Services
Phone(517) 333-2424
Toll-Free1-800-678-4968
Fax1-866-374-2123
Mailing Address
MSU Federal Credit Union, P.O. Box 1208, East Lansing, MI 48826-1208
WebsiteLearn more→
Members Trust Company
Mailing Address
MSU Federal Credit Union, P.O. Box 1208, East Lansing, MI 48826-1208
WebsiteLearn more→
Specialty and Support Services
Phone(517) 333-2424
Toll-Free1-800-678-4968
Fax1-866-374-2123
Mailing Address
MSUFCU ATTN: Specialty and Support Services, PO Box 1208, East Lansing, MI 48826-1208
Verified Apr 2026
How your MSUFCU accounts transfer at death depends on how each one is set up. As a membership-based credit union, MSUFCU operates 35 branches across Michigan and Illinois. Membership open to anyone who lives, works, worships, attends school, or owns a business in Michigan. Also serves the MSU community, select employee groups, and community organizations. Chicago branches include locations in Lincoln Park, Bucktown, Old Town, Gold Coast, and Lincoln Square. Michigan branches include 13 Greater Lansing locations. Headquartered at 3777 West Road, East Lansing, MI 48823. With 12 account types, the transfer rules vary—getting the right designations in place now prevents delays and court involvement later.
Beneficiary designations at MSUFCU can be managed in branch and by mail, typically taking 15-30 minutes in branch; 1-2 weeks by mail. Trust funding is also available, allowing families to retitle accounts into the name of a revocable living trust.
There are two sides to estate planning at MSUFCU: setting things up while you're alive, and the process survivors follow after a death.
Preparing your estate
Beneficiaries and trust funding
How to update beneficiaries in-branch, fund a trust in-branch, and review 12 account types at MSUFCU.
View details →When someone dies
Death claim process
Contact MSUFCU's Members Trust Company to file a claim. 4-step process, 5 required documents, and contact information for survivors.
View details →MSUFCU's Members Trust Company can answer questions about beneficiaries, trusts, or death claims at (517) 333-2424 ext. 7280.
MSUFCU operates in select states, so estate planning procedures may vary by location. Confirm availability in your state before initiating trust funding or account changes.
Frequently asked questions
Members Trust Company (MTC), founded in 1987, is the leading provider of trust and investment services to America's credit unions. MTC is regulated by the Office of the Comptroller of the Currency and acts as trustee or co-trustee with fiduciary responsibility. Services include trust administration, estate planning, investment management, tax filing, and asset distribution. Available for trusts with assets over $250,000. Contact 517-333-2424 ext. 7280.
The Savings Builder is a three-tiered blended rate savings account that pays higher dividends on your initial savings to help you build your balance faster. Different dividend rates apply to each balance tier, with higher rates on the first tier. You must have a qualifying MSUFCU checking account (Rebuild, Totally Green, Classic, or Money Market Checking) to open a Savings Builder.
Silver Spartan is a free membership benefit for MSUFCU members age 55 and older. Benefits include a Classic Checking account with no monthly service fee, one free box of checks per year, free money orders and cashier's checks, free notary services, free domestic wire transfers, free incoming wires, and discounted international wire transfers ($30 for U.S. or foreign funds).
MSUFCU partners with Trust & Will (https://www.msufcu.org/trustandwill), a leading online estate planning platform, offering members a discount on will and trust-based estate plans. Trust plans start at $599 and will plans start at $159. MSUFCU also partners with Members Trust Company for comprehensive trust administration, investment management, and estate planning for trusts with assets over $250,000. Contact Members Trust at 517-333-2424 ext. 7280.
Sources
Data sourced from MSUFCU primary sources (23 pages reviewed). How we research.
Member Services
Phone(517) 333-2424
Toll-Free1-800-678-4968
Fax1-866-374-2123
Mailing Address
MSU Federal Credit Union, P.O. Box 1208, East Lansing, MI 48826-1208
WebsiteLearn more→
Members Trust Company
Mailing Address
MSU Federal Credit Union, P.O. Box 1208, East Lansing, MI 48826-1208
WebsiteLearn more→
Specialty and Support Services
Phone(517) 333-2424
Toll-Free1-800-678-4968
Fax1-866-374-2123
Mailing Address
MSUFCU ATTN: Specialty and Support Services, PO Box 1208, East Lansing, MI 48826-1208
Verified Apr 2026
Estate planning articles
Learn how to protect your MSUFCU accounts and other assets with trusts, beneficiary designations, and estate planning documents.
