How to name beneficiaries and fund a trust at Mountain Heritage FCU
Covers 5 deposit, 1 retirement, and 3 lending accounts — beneficiaries must be updated in-branch
Member Services (Parkersburg main office)
1822 Seventh Street, Parkersburg, WV 26101
Member Services (no separate estate department)
1822 Seventh Street, Parkersburg, WV 26101
Member Services, Parkersburg main office (no dedicated claims department)
1822 Seventh Street, Parkersburg, WV 26101
There are two ways to keep your Mountain Heritage FCU accounts out of probate: adding Payable on Death designations and retitling accounts into a trust. Because Mountain Heritage FCU is a membership-based institution, trust retitling must maintain the membership eligibility requirement. Both methods ensure your accounts transfer directly to the people you choose, without court involvement.
Mountain Heritage FCU has 9 accounts with different estate transfer rules. Here is how beneficiary designations, trust ownership, and probate apply to each one.
- Full legal name, date of birth, Social Security number, and relationship
- The share you want each to receive, if you are naming more than one
Required Documents
- Trust name, date established, and tax ID (EIN or SSN)
Special Requirements
- The credit union publishes no beneficiary form online and offers no online designation tool; designations are made on paper in branch or by mail
- IRA beneficiary designations are separate from POD designations on deposit accounts — completing one does nothing for the other
- Naming a trust as beneficiary generally calls for a Certification of Trust; confirm what the credit union needs before the appointment
Sources
Data sourced from Mountain Heritage FCU primary sources (11 pages reviewed). How we research.
Download these Mountain Heritage FCU instructions
Download instructions for the whole estateA printable PDF with the steps, required documents, and contact details — verified against Mountain Heritage FCU primary sources. Bring it to the branch or keep it beside the phone.
Member Services (Parkersburg main office)
1822 Seventh Street, Parkersburg, WV 26101
Member Services (no separate estate department)
1822 Seventh Street, Parkersburg, WV 26101
Member Services, Parkersburg main office (no dedicated claims department)
1822 Seventh Street, Parkersburg, WV 26101
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